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9108 LEEWARD DRIVE, Palmetto, FL, 34221

2beds
2baths
1,489sqft
$289,999
$195price/sqft
$2,229/moest. monthly cost
$89,160/yrincome needed

About This Home

Under Construction. ****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** Discover the Opal at Southpointe This elegant attached villa offers 1,489 square feet of thoughtfully designed living space, featuring two bedrooms, two bathrooms, and a spacious two-car garage. Step inside to find a versatile flex room, perfect for a home office or cozy sitting area. Beyond that, the chef-inspired kitchen awaits, complete with a pantry and convenient laundry room nearby. The open-concept layout seamlessly connects the dining area and great room, creating an ideal space for entertaining. Large sliding glass doors lead to your private outdoor patio, perfect for relaxing or enjoying the Florida sunshine. The Owner’s Suite, tucked off the great room, boasts a generous walk-in closet and a luxurious bath with a walk-in shower and separate water closet for added privacy.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
2/10
Palmetto High SchoolGrades 8-125.7 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Other

  • Builder model: OPAL
  • Builder name: M/I HOMES

Type & Style

  • Home type: SingleFamily
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Features: No Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Features

  • Walk-In Closet(s)
  • Flooring: Carpet,Tile

Great Room

  • Level: First
  • Area: 210
  • Dimensions: 15x14

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,018
  • Total interior livable area: 1,489 sqft

Kitchen

  • Level: First
  • Area: 210
  • Dimensions: 15x14

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 168
  • Dimensions: 12x14

Property

Details

  • Parcel number: 646008709
  • Zoning: PDR
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$216$2,592
Property Taxes $350$4,200
Electricity $197$2,366
Total$2,229$26,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,422/yr
40% on housing$66,870/yr
45% on housing$59,440/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 34221$139
Manatee County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 34221$207
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$279,999
2026-08-11Price change$279,999
2026-07-27Price change$289,999
2026-07-14Price change$299,999
2026-06-16Listed for sale$304,999

New Construction

AgentElizabeth Stephens
BrokerageFLORIWEST REALTY GROUP, LLC

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