114 Cottage Lane, Union, ME, 04862
About This Home
This charming turn key cottage on Sennebec pond comes fully furnished with a strong rental history. Completely renovated in 2022, you have all the modern comforts without missing out on that Maine camp feel. Enjoy Summer days swimming and kayaking and summer nights grilling in the custom stone fireplace watching the sun set.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1958
Materials
- Roof: Shingle
- Construction materials: Wood Frame,Shingle Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedroom1
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Wood
- Finished area below ground: 0
- Finished area above ground: 513
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total structure area: 513
- Total interior livable area: 513 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Zoning: Shoreland
Features
- Has view: Yes
- View description: Scenic
- On waterfront: Yes
- Waterbody name: Sennebec Pond
- Frontage length: Waterfrontage: 100,Waterfrontage Owned: 100
Lot
- Lot size: 6,098 sqft
- Features: Rural,Landscaped
Parking
- Parking features: Gravel,1 - 4 Spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Ice Storm
- Hurricane
- Landslide
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maine Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,514 | $42,168 |
| Home Insurance | $212 | $2,544 |
| Property Taxes | $625 | $7,500 |
| Electricity | $244 | $2,930 |
| Total | $4,595 | $55,140 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-12 | Listed for sale | $695,000 |
For Sale by Agent
View on Zillow