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Lot 1a Spencer Merritt Street, Rose Hill, NC, 28458

3beds
2baths
1,440sqft
$304,900
$212price/sqft
$2,099/moest. monthly cost
$83,960/yrincome needed

About This Home

PRESALE Opportunity! Home Not Built Yet! NO HOA or Subdivision!! Gorgeous NEW Ranch Home with OPEN Floor plan, Split Bedroom Design, 2 Car Garage& Tons of UPGRADES*As You Step Inside You are Greeted with Vaulted Ceilings in the Spacious Family Room Open to the Exquisite Kitchen Featuring Tons Of Cabinets, Center Island, Granite Countertops, Tile Backsplash & Soft Close Cabinets*Beautiful Accent Wall Sets Off Your Owner Suite Along with Dual Sinks, Lovely Tile Shower and Custom Walk In Closet*A Separate Laundry Room & Drop Zone along w/ Separate Coat Closet*Sealed Crawl Space*Covered Back Porch*Gutters*Picture of Previously Built Home

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
3/10
Wallace-Rose Hill HighGrades 9-123.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Dishwasher,Electric Range
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Master Downstairs,Walk-in Closet(s),Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Heat Pump,Electric,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: Out Of 1112461
  • Zoning: res
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Porch
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1400 - 1599

Lot

  • Lot size: 0.80 Acres
  • Features: Cleared,Rectangular Lot
  • Lot size dimensions: 100 x 350 x 99 x 344

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Tornado
Winter Weather
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Duplin County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,541$18,492
Home Insurance *$186$2,232
Property Taxes $172$2,064
Electricity $200$2,405
Total$2,099$25,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,965/yr
40% on housing$62,970/yr
45% on housing$55,973/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 28458$110
Duplin County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 28458
Duplin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$304,850
2026-06-12Listed for sale$304,900

New Construction

AgentCynthia Heffron
BrokerageRE/MAX Southland Realty II

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