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511 W State St #515, Springfield, MO, 65806

3beds
1baths
1,350sqft
$150,000
$111price/sqft
$1,186/moest. monthly cost
$47,440/yrincome needed

About This Home

House comes with a general store building converted to a loft Great bachelor pad. The house being renovated, need some finishing touches.Popular college rental area Missouri state univ

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
92
BikeBiker's Paradise

Schools

4/10
Mcgregor Elementary SchoolGrades K-50.6 mi
5/10
Jarrett Middle SchoolGrades 6-80.4 mi
4/10
Parkview High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1907

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total interior livable area: 1,350 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Winter Weather
Lightning
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$197$2,364
Property Taxes $90$1,080
Electricity $141$1,693
Total$1,186$14,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$47,440/yr
35% on housing$40,662/yr
40% on housing$35,580/yr
45% on housing$31,626/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 65806$92
Greene County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65806$131
Greene County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-12Listed for sale$150,000

For Sale by Owner

AgentProperty Owner
Phone(417) 536-1188
View on Zillow

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