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201 Seclusion Shores Dr, Mineral, VA, 23117

7beds
4baths
3,367sqft
$600,000
$178price/sqft
$3,924/moest. monthly cost
$156,960/yrincome needed

About This Home

Introducing The Willow by Ironwood Homes in Seclusion Shores, a beautifully designed Cape Cod-style home offering over 3,600 finished square feet in one of Lake Anna's desirable lake-access communities. With 7 bedrooms, 4 full bathrooms, and two laundry rooms, this spacious floor plan provides exceptional flexibility for a primary residence, vacation home, or short-term rental. The main level features a spacious primary suite, an additional bedroom, two full bathrooms, a separate dining room, and an open-concept living area perfect for gathering and entertaining. The kitchen is beautifully appointed with quartz countertops, stainless steel appliances, abundant cabinetry, and a large center island. A convenient mudroom with a utility sink is located just off the garage. Upstairs, you'll find three additional bedrooms and a full bathroom, providing plenty of space for family and guests. The fully finished walkout basement adds even more living space with two additional bedrooms, a full bathroom, a large recreation room, and a second laundry room—ideal for extended stays, multi-generational living, or maximizing vacation rental potential. Dual-zone HVAC provides added comfort throughout the home. Located in Seclusion Shores on the private side of Lake Anna, residents enjoy community lake access, a sandy beach, picnic area, boat ramp, and boat slips available through the HOA. Whether you're looking for a full-time home, weekend retreat, or investment property, The Willow offers an incredible combination of space, versatility, and lake-area living. Landscaping has been virtually enhanced.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
6/10
Louisa County High SchoolGrades 9-125.9 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Stick Built

Other

  • Builder model: Boxwood
  • Builder name: Ironwood Homes Inc

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Ice Maker,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Water Heater,Electric Water Heater
  • Laundry features: Washer/Dryer Hookups Only,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Sump Pump,Walk-Out Access,Side Entrance

Bathroom1

  • Level: Upper

Bathroom1

  • Level: Lower

Bathroom1

  • Level: Main

Bedroom1

  • Level: Upper

Bedroom1

  • Level: Lower

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom2

  • Level: Lower

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Soaking Tub,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Entry Level Bedroom,Kitchen Island,Upgraded Countertops,Walk-In Closet(s)
  • Finished area below ground: 1,183
  • Finished area above ground: 2,184

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,668
  • Total interior livable area: 3,367 sqft

Laundry

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Recreation Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 45C 1 39
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 0.93 Acres
  • Features: Open Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Earthquake
Hurricane
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$252$3,024
Property Taxes $315$3,780
Electricity $324$3,891
Total$3,924$47,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,537/yr
40% on housing$117,720/yr
45% on housing$104,640/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 23117$263
Louisa County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 23117
Louisa County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$595,000
2026-08-10Price change$599,800
2026-08-06Price change$599,900
2026-07-31Price change$600,000
2026-07-20Listed for sale$605,000
2026-07-17Listing removed$625,000
2026-07-09Price change$625,000
2026-07-03Price change$639,800
2026-06-25Price change$640,000
2026-06-12Listed for sale$650,000

New Construction

AgentMicah Dianda
BrokerageSamson Properties

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