




38 Hillcrest Heights, Saint Albans, VT, 05478
About This Home
Build your dream home without starting from scratch. Perched atop nearly 4 private acres in one of St. Albans Town's most desirable hilltop neighborhoods, this one-of-a-kind property showcases sweeping panoramic views of Lake Champlain, the Champlain Valley, and the Adirondack Mountains. Designed with the future in mind, the property includes a state-approved wastewater permit for a future three-bedroom residence, giving the next owner the rare opportunity to enjoy the existing living space while planning and building their dream home. The current residence offers a thoughtfully designed one-bedroom, one-bath living area above an impressive commercial-grade garage. The finished first level provides additional flexible living space with a spacious family room and bonus sleeping area, making it ideal for guests, hobbies, a home office, or extended stays. Whether you're seeking a private retreat, an exceptional property with room to expand, or a unique investment in one of St. Albans Town's premier locations, this offering is truly unlike anything else on the market. Enjoy peaceful country living with unmatched scenery, all while being just minutes from downtown St. Albans, shopping, dining, schools, and I-89. Properties offering this combination of breathtaking views, privacy, versatility, and future building potential are exceptionally rare. Don't miss your opportunity to make this remarkable property your own.
Getting Around
Schools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Concrete Slab
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Adirondack
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Washer,Electric Stove
- Laundry features: 1st Floor Laundry
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/4 bathrooms: 1
Features
- Living/Dining,Natural Light
- Flooring: Vinyl Plank
- Finished area below ground: 0
- Finished area above ground: 1,600
Heating & Cooling
- Heating features: Mini Split
- Cooling features: Mini Split
Interior Area
- Total structure area: 1,890
- Total interior livable area: 1,600 sqft
Property
Details
- Zoning description: residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered Porch
- Exterior features: Garden
- Has view: Yes
- View description: Water,Mountain(s)
- Has water view: Yes
- Water view: Water
- Waterbody name: Lake Champlain
Lot
- Lot size: 3.87 Acres
- Features: Corner Lot,Country Setting,Views,Near Hospital
Parking
- Total spaces: 2
- Parking features: Crushed Stone
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Ice Storm
- Strong Wind
- Winter Weather
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Vermont Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,325 | $27,900 |
| Home Insurance | $130 | $1,560 |
| Property Taxes | $536 | $6,432 |
| Electricity | $254 | $3,053 |
| Total | $3,245 | $38,940 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $459,900 |
| 2026-07-05 | Pending sale | $459,900 |
| 2026-06-26 | Price change | $459,900 |
| 2026-06-12 | Listed for sale | $469,900 |
