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536 Bates Forest Road, Gilboa, NY, 12076

1beds
1baths
1,408sqft
$285,000
$202price/sqft
$2,302/moest. monthly cost
$92,080/yrincome needed

About This Home

91 ACRES BORDERING NY STATE FOREST -- HUNTING CABIN -- TIMBER INVESTMENT Wild, remote 91-acre forested property in the Catskill foothills directly adjoining 1,137 acres of NY State Forest. A two-story hunting cabin with bunks and a wood stove sits on the property, along with over two miles of ATV and hiking trails and a natural spring. The land is exceptionally private and accessible year-round. The timber stands are high quality. This is a turn-key asset for a timber investor or conservation buyer. The property is enrolled in NY's 480-a Forest Tax Law program, which significantly reduces annual property taxes. IDEAL FOR: Off-grid homesteaders, hunting clubs, timber investors, conservation buyers, recreational retreat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Cabin,Residential

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,408

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,408
  • Total interior livable area: 1,408 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 432800 195.16
  • Special condition: Standard

Features

  • Exterior features: Other
  • Has view: Yes

Lot

  • Lot size: 91 Acres
  • Features: Rock Outcropping,Secluded,Mountain(s),Private,Road Frontage,Views,Wooded,Irregular Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather

FEMA Declared Disasters in Schoharie County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$169$2,028
Property Taxes $446$5,352
Electricity $246$2,954
Total$2,302$27,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,925/yr
40% on housing$69,060/yr
45% on housing$61,386/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 12076$309
Schoharie County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 12076$157
Schoharie County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$285,000

For Sale by Agent

AgentJonathan Minerick
BrokerageHomecoin.com

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