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8392 Ridge Rd, Gasport, NY, 14067

2beds
1baths
3,508sqft
$199,900
$57price/sqft
$1,964/moest. monthly cost
$78,560/yrincome needed

About This Home

Very unique, multi-purpose property! This 2-bedroom, 1 bath home also has a storefront and 2 garages! The home is nicely updated and is a perfect living situation for anyone desiring to run an in-home business. Zoned for business, this property offers multiple income streams from the storefront and the 24'x40' pole barn. The rental income may just pay your mortgage allowing "free" or inexpensive place to call home.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Block,Stone
  • Roof: Asphalt,Membrane,Rubber,Shingle
  • Construction materials: Blown-In Insulation,Wood Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Separate/Formal Living Room,Country Kitchen,Programmable Thermostat
  • Window features: Thermal Windows
  • Flooring: Carpet,Ceramic Tile,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 3,508
  • Total interior livable area: 3,508 sqft

Property

Details

  • Parcel number: 2922890690020001058000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Deck,Gravel Driveway

Lot

  • Lot size: 0.25 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 55 x 200

Parking

  • Total spaces: 6
  • Parking features: Attached,Electricity,Garage,Heated Garage,Workshop in Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$87$1,044
Property Taxes $288$3,456
Electricity $579$6,956
Total$1,964$23,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,337/yr
40% on housing$58,920/yr
45% on housing$52,373/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 14067$149
Niagara County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 14067$178
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$199,900
2026-06-17Price change$219,900
2026-06-12Listed for sale$229,900

For Sale by Agent

AgentMark W. Swanson
BrokeragePatriot Real Estate Professionals

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