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5 Sagano Street, Saratoga Springs, NY, 12866

3beds
2baths
2,200sqft
$732,900
$333price/sqft
$5,029/moest. monthly cost
$201,160/yrincome needed

About This Home

FOREST GROVE Saratoga's Premier HOA Community by Belmonte Builders Welcome to the Westerly Ranch floor plan featuring 3 bedrooms, 2 baths, and a dedicated office. Enjoy open-concept living with a spacious great room, kitchen, and dining area. The kitchen includes a perfectly sized pantry for the chef in the family. Choose from different elevations, options to have a full front porch. Belmonte Builders offers a variety of thoughtfully designed floor plans including ranch-style homes, first-floor primary suites, traditional layouts, and twin homes available on pre-selected lots. Community amenities include an outdoor inground pool, pavilion, and community center with a full athletic facility, event room, and fully equipped kitchen. Residents also enjoy pickleball courts, a sauna, dog park, sidewalks, and over 7 miles of walking trails. Single-family homes starting in the mid $600s (Additional lot premiums apply). Enjoy low Wilton taxes and numerous upgrade options. Prime location, just minutes from shopping, dining, medical centers, the Northway, and downtown Saratoga Springs, with Lake George a short drive away. Renderings shown depict the community center and pool area and previously built Westerly Floorplans.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
21
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Other

  • Builder model: Westerly

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,ENERGY STAR Qualified Appliances,Microwave,Range
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • High Speed Internet,Walk-In Closet(s),Built-in Features,Ceramic Tile Bath,Kitchen Island
  • Door features: ENERGY STAR Qualified Doors
  • Window features: Egress Window,ENERGY STAR Qualified Windows
  • Flooring: Vinyl,Wood,Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,200

Full Bathroom

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Mud Room

  • Level: First

Office

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 415600
  • Special condition: Standard
  • Other equipment: Irrigation Equipment

Features

  • Pool features: Other,In Ground,Outdoor Pool
  • Patio & porch: Porch
  • Exterior features: Lighting
  • Fencing: None

Lot

  • Lot size: 0.33 Acres
  • Features: Other,Sprinklers In Front,Cleared,Landscaped

Parking

  • Total spaces: 6
  • Parking features: Off Street,Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,705$44,460
Home Insurance *$186$2,232
Property Taxes $775$9,300
Electricity $363$4,362
Total$5,029$60,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,422/yr
40% on housing$150,870/yr
45% on housing$134,106/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 12866$449
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12866$330
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$732,900

New Construction

AgentSharon Byrne
BrokerageHoward Hanna Capital Inc

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