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135 Jordan Rd, Swannanoa, NC, 28778

2beds
1baths
880sqft
$250,000
$284price/sqft
$1,655/moest. monthly cost
$66,200/yrincome needed

About This Home

Location, location, location! This renovation-ready rancher, sitting on nearly half an acre in Swannanoa, offers the best of both worlds. It's conveniently close to everyday essentials like schools, supermarkets, and the interstate, while also being just a stone's throw from weekend adventures with nearby hiking, biking, restaurants, and entertainment. Featuring 2 bedrooms and 1 bathroom and bonus room on the main level, plus an unfinished basement, this home is a blank canvas awaiting your unique vision. Recently cleared out and ready for its next chapter, this property is brimming with potential. Contact us today to schedule a private showing and see the possibilities for yourself.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
W D Williams ElementaryGrades PK-51.1 mi
5/10
Charles D Owen MiddleGrades 6-82.6 mi
8/10
Charles D Owen HighGrades 9-123.0 mi

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Storage Space,Unfinished

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Main

Features

  • Flooring: Carpet,Linoleum,Tile
  • Finished area below ground: 0
  • Finished area above ground: 880

Heating & Cooling

  • Heating features: Heat Pump,Other
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 880
  • Total interior livable area: 880 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 968931222600000
  • Zoning: R-2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.44 Acres
  • Features: Green Area,Sloped,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Landslide
Strong Wind
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$73$876
Property Taxes $118$1,416
Electricity $200$2,405
Total$1,655$19,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,742/yr
40% on housing$49,650/yr
45% on housing$44,133/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 28778$199
Buncombe County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28778$238
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$250,000

For Sale by Agent

AgentSpencer Miller
BrokerageLPT Realty, LLC

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