See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1104 Oak St, Plattsburg, MO, 64477

2beds
2baths
1,160sqft
$325,000
$280price/sqft
$2,265/moest. monthly cost
$90,600/yrincome needed

About This Home

Adorable new built ranch home nestled in Plattsburg MO. Attached 2 car garage, two bedrooms and two full bathrooms. Spacious open flow kitchen and great room. Completion expected August 2026. Photo's will be updated until finish. Enjoy the leisure of a small town and living with all of the assets close by. Easy access to the K-12, High School Stadiums, Public pools, Golf Course and City Park. Buyers' Agent to confirm sqft, and taxes. All photo's are from a finished home that has sold.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
Plattsburg High SchoolGrades 9-120.4 mi
4/10
Ellis Elementary SchoolGrades PK-40.6 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave
  • Laundry features: Main Level

Basement

  • Basement: Slab

Bathroom1

  • Features: Shower Over Tub
  • Level: Main

Bedroom2

  • Features: Carpet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Custom Cabinets,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,160

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,160
  • Total interior livable area: 1,160 sqft

Kitchen

  • Level: Main

Master Bathroom

  • Features: Double Vanity,Shower Only
  • Level: Main

Master Bedroom

  • Features: Carpet,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 999999

Features

  • Patio & porch: Patio,Porch

Lot

  • Lot size: 0.50 Acres
  • Features: City Limits,Level

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Hail
Heat Wave
Strong Wind
Winter Weather
Drought
Ice Storm
Lightning

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$286$3,432
Property Taxes $195$2,340
Electricity $141$1,693
Total$2,265$27,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,657/yr
40% on housing$67,950/yr
45% on housing$60,400/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 64477$183
Clinton County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 64477$163
Clinton County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-13Listed for sale$325,000

For Sale by Agent

AgentLinda Clemons
BrokerageRE/MAX Innovations

Similar Homes