See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4065 Kimberlite Ave, Owensboro, KY, 42303

4beds
3baths
2,791sqft
$449,800
$161price/sqft
$3,111/moest. monthly cost
$124,440/yrincome needed

About This Home

SPECIAL RATE INCENTIVE! Welcome home to Pebble Wood! An inviting foyer welcomes you and opens to the formal dining room, which is great for family dinners or entertaining guests. The large family room is open to the spacious kitchen with plenty of cabinet space, an island, a butler’s pantry, a walk-in pantry, and an adjacent dining area. The deluxe kitchen includes granite countertops, a tile backsplash, and a stainless-steel appliance package with a gas range. A private office on the main floor near the family entry includes two storage closets and a powder room. The home’s second level features a family-friendly loft, three spacious secondary bedrooms, a separate laundry room, and an owner’s suite with an ensuite bath, including a double bowl vanity, a walk-in shower, a linen closet, and a large walk-in closet. RevWood Select Granbury Oak flooring is throughout the main living areas and ceramic tile is installed in the wet areas. Jagoe TechSmart components are included. You’ll love this EnergySmart home! Ask about incentives!!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
9/10
7/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block,Slab
  • Roof: Dimensional
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Tankless Water Heater
  • Laundry features: W/D Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining Area
  • Level: Main

Family Room

  • Level: Second

Features

  • Ceiling Fan(s),Granite,Walk-In Closet(s),Walk-in Shower,Warranty Program
  • Flooring: Carpet,Tile,Laminate
  • Fireplace features: None
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,791

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,791
  • Total interior livable area: 2,791 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island
  • Level: Main

Living Room

  • Level: Main

Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Rear Porch,Front Porch

Lot

  • Lot size: 8,407 sqft
  • Features: Level,Landscaped
  • Lot size dimensions: .193 ACRE

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$314$3,768
Property Taxes $303$3,636
Electricity $220$2,644
Total$3,111$37,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,662/yr
40% on housing$93,330/yr
45% on housing$82,960/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 42303$148
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42303$151
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$449,800
2026-06-13Listed for sale$453,800

New Construction

AgentTyler T Shookman
BrokerageL. Steve Castlen, REALTORS®

Similar Homes