See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4103 Silver Maple Way, Vero Beach, FL, 32967

2beds
2baths
1,584sqft
$589,000
$372price/sqft
$4,446/moest. monthly cost
$177,840/yrincome needed

About This Home

This is not a builder-grade villa. It was thoughtfully upgraded with premium structural and design options including soaring 9’4” ceilings, elegant 8-foot doors throughout, a premium water-view homesite, whole-home standby generator, smart-home integration, upgraded finishes, and numerous builder enhancements totaling over $130K over a base unit. (builder options available upon request). Welcome to this beautifully maintained 2-bedroom, 2-bath villa with a private office, offering 1,584 square feet of thoughtfully designed living space in the highly sought-after Preserve at Waterway Village (Not 55+ community). Built for comfortable Florida living, this move-in-ready home combines quality construction with exceptional upgrades rarely found in comparable properties. From the moment you enter, you’ll appreciate the bright, open floor plan, abundant natural light, and elegant neutral finishes. The spacious great room flows effortlessly into the screened lanai, where tranquil water views create the perfect setting for morning coffee, entertaining friends, or relaxing at the end of the day. The well-appointed kitchen features generous cabinetry, stainless steel appliances, abundant counter space, a large pantry, and an open design that keeps everyone connected whether preparing meals or entertaining guests. The private owner’s suite offers a peaceful retreat with a spacious walk-in closet, dual vanities, and a large walk-in shower. A separate guest bedroom and full bath provide privacy for visitors, while the dedicated office with French doors is ideal for working from home, reading, or pursuing hobbies. Premium Features Include * 22 kW Generac whole-house standby generator for uninterrupted comfort and peace of mind * Fully integrated smart home with connected lighting, climate control, security, garage access, and remote monitoring * Peaceful waterfront setting with screened lanai * Private office with French doors * Spacious walk-in pantry * Custom primary closet organization * Interior laundry room * Attached two-car garage * Beautifully maintained landscaping * Custom closets * Designer WIFI window shades * Move-in-ready condition Located within the gated community of Preserve at Waterway Village, residents enjoy exceptional amenities including a resort-style clubhouse, swimming pool, fitness center, tennis and pickleball courts, and scenic walking trails—all just minutes from shopping, dining, medical facilities, and Vero Beach’s beautiful beaches. Buyer agent commission paid at 1.0%

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
7/10
5/10

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Tile

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile
  • Fireplace: Yes

Heating

  • Heating features: Forced air

Interior Area

  • Total interior livable area: 1,584 sqft

Property

Details

  • Parcel number: 323922000170000001270

Features

  • Exterior features: Stucco
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$644$7,728
Property Taxes $627$7,524
Electricity $197$2,366
Total$4,446$53,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,434/yr
40% on housing$133,380/yr
45% on housing$118,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$372This listing

vs Other Active Listings

Avg $/sqft

ZIP 32967$246
Indian River County$316

vs Homes Sold Last Month

Median $/sqft

ZIP 32967$233
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Price change$569,000
2026-08-07Price change$579,000
2026-07-12Listed for sale$589,000

For Sale by Owner

AgentProperty Owner

Similar Homes