




108 Caroline Dr, Ashland, KY, 41101
About This Home
Just on the outskirts of Bellefonte, this beautifully updated 4-bedroom, 2-bath home offers the perfect combination of character, convenience, and space. A large bay window fills the open living and dining area with natural light, highlighting the original refinished hardwood floors and creating a warm, welcoming atmosphere. The updated kitchen and thoughtful improvements throughout make this home move-in ready while preserving its timeless charm. The walk-out basement provides additional living space and flexibility for a family room, recreation area, home office, or guest accommodations. With four bedrooms and two full baths, there's plenty of room for family, guests, and everyday living Conveniently located near Ashland, Russell, Flatwoods, Camp Landing, KDMC, and US 23, this home offers easy access to work, shopping, dining, and entertainment while maintaining a peaceful setting. Seller states that students are eligible for enrollment to Fairview Independent and Russell Independent schools offering added convenience for families. If you've been searching for a home with updates throughout, original character, abundant natural light, and a great location, this one deserves a closer look.
Getting Around
Schools
Construction
Condition
- Property condition: 50 or more Years
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Brick,Brick/Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Range,Refrigerator,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Fireplace features: Gas Log,Two Or More
- Fireplace: Yes
- Finished area below ground: 1,112
- Finished area above ground: 1,112
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,224 sqft
Property
Features
- Patio & porch: Patio,Porch
- Topography of land: Level,Rolling
- Residential vegetation: Heavily Wooded
Lot
- Lot size: 0.66 Acres
- Features: Cleared
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Lightning
- Winter Weather
- Hail
- Ice Storm
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,111 | $13,332 |
| Home Insurance * | $184 | $2,208 |
| Property Taxes | $144 | $1,728 |
| Electricity | $175 | $2,107 |
| Total | $1,614 | $19,368 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Price change | $209,900 |
| 2026-07-27 | Price change | $219,900 |
| 2026-07-16 | Price change | $224,900 |
| 2026-06-21 | Listed for sale | $229,900 |
| 2018-12-13 | Sold | $110,000 |
