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3444 Paper Mill Rd, Snowflake, AZ, 85937

4beds
3baths
2,958sqft
$299,900
$101price/sqft
$2,064/moest. monthly cost
$82,560/yrincome needed

About This Home

Unique 2.5-acre property close to town yet tucked away, offering two recognized residential dwellings, flexible living options, storage/workspace, RV cleanout area, garden/orchard potential, and north-facing views toward adjacent Arizona State Trust Land. Located next to the Kerr-Cole Sustainable Living Center, the property may appeal to buyers seeking privacy, multi-generational living, creative studio space, sustainability-minded design, or future improvement potential. The remodeled/updated manufactured home is with approx. 1,203 sq ft, 3 bedrooms, an additional flex room, fenced yard, and attached 11'6'' x 46' garage/workroom/storage area. The second dwelling includes poured-earth construction with 18-inch-thick walls. The cottage has 1 bedroom, kitchen, loft, bathroom ... and several other living spaces. This environmental design gives the structure character and potential sustainability-minded appeal. The south-facing portion includes windows positioned to benefit from seasonal sunlight and the thermal-mass qualities of the thick earth walls. This dwelling includes a bedroom, an additional room in the poured-earth area, family room, loft area suitable for office or additional flex use, plus a large utility room and pantry/storage area. The layout may appeal to buyers seeking guest space, studio use, creative workspace, multi-generational living, or a property with room to improve over time. Both dwellings are enclosed and stuccoed. The property also includes several storage buildings. The dwellings share a well, with septic systems serving the property; buyer to verify all septic and well details. Several spigots are located across the 2.5 acres, offering potential for gardens, orchard plantings, or landscape restoration. Each dwelling has its own separate electric meter. Buyer to verify dwelling status, financing options, square footage, utilities, septic/well details, zoning, permitted uses, Arizona State Trust Land status/access, and all material facts. The unique property may require Cash buyers or non-QM/non-traditional financing may be needed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

9/10
8/10
6/10
Snowflake High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Stemwall,Slab
  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Laundry features: Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Shower
  • Window features: Blinds,Window Coverings
  • Flooring: Carpet,Laminate
  • Fireplace features: Wood Burning Stove,Insert
  • Fireplace: Yes

Heating

  • Heating features: Wood

Interior Area

  • Total structure area: 2,958
  • Total interior livable area: 2,958 sqft

Property

Details

  • Parcel number: 20221003P

Features

  • Patio & porch: Deck
  • Exterior features: RV Hookup
  • Fencing: Privacy,State Land,Partial,Wire
  • Horses can be raised: Yes

Lot

  • Lot size: 2.50 Acres

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Winter Weather

FEMA Declared Disasters in Navajo County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance $138$1,656
Property Taxes $97$1,164
Electricity $313$3,759
Total$2,064$24,768

Income You'd Need if You Spent...

35% on housing$70,765/yr
40% on housing$61,920/yr
45% on housing$55,040/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 85937$158
Navajo County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 85937$201
Navajo County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-13Listed for sale$299,900

For Sale by Agent

AgentStefan D Wehnau
BrokerageAARE

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