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20929 Fall Creek Dr, Castella, CA, 96017

2beds
2baths
1,254sqft
$489,000
$390price/sqft
$3,323/moest. monthly cost
$132,920/yrincome needed

About This Home

CREEKSIDE CASTELLA GETAWAY! Situated on 3.2 private acres with Fall Creek frontage, this unique custom chalet offers a peaceful mountain retreat in Castella. Tucked away on a quiet paved road where homes rarely come on the market, the property is within walking distance of Castle Crags State Park, the Sacramento River, and the Pacific Crest Trail! The home features soaring vaulted ceilings, plentiful picture windows, and several sliding doors open to an expansive wrap-around deck with built-in seating, creating a treehouse-like setting overlooking the creek. Custom details include a brick hearth with embedded antique grinding wheel and mortar from Modoc County, hand-hewn 1870s wood beams from a family barn in Montague, and several antique furnishings. The floor plan features 1bd/1ba on the main level, plus a 2nd bedroom, bath, and loft upstairs, and a partial basement with small workshop. Wood stove, propane heat, and on-demand water heater provide year-round comfort. Full RV hookups are included, and most furniture and furnishings will convey, making this an ideal turn-key getaway, full-time residence, or vacation rental. THIS PROPERTY IS A MUST-SEE...SCHEDULE A SHOWING TODAY!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
3/10
Dunsmuir High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: 31 - 50 yrs

Materials

  • Roof: Metal
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Washer,Dryer-Electric,Electric Range,Instant Hot Water
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom

  • Features: Shower Enclosure,Tub/Shower Enclosure

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Pantry,Vaulted Ceiling(s)
  • Window features: Blinds,Curtains,Some,Double Pane Windows,Metal Frame
  • Flooring: Carpet,Vinyl

Heating

  • Heating features: Propane Wall,Wood Stove

Interior Area

  • Total structure area: 1,254
  • Total interior livable area: 1,254 sqft

Kitchen

  • Features: Custom Cabinets

Property

Details

  • Other equipment: Satellite Dish

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: River,Other,Trees/Woods,See Remarks
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Creek
  • Topography of land: Varies

Lot

  • Lot size: 3.24 Acres
  • Features: Trees
  • Lot size dimensions: Irregular

Parking

  • Parking features: No Garage,Gravel,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Earthquake
Landslide
Volcanic Activity
Winter Weather

FEMA Declared Disasters in Shasta County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$168$2,016
Property Taxes $285$3,420
Electricity $398$4,786
Total$3,323$39,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,931/yr
40% on housing$99,690/yr
45% on housing$88,613/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 96017
Shasta County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 96017$374
Shasta County$242

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$489,000
2026-06-13Listed for sale$515,000

For Sale by Agent

AgentMelissa Harvey
BrokerageMt. Shasta Realty, Inc.

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