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55 Bates Rd Unit B, Watertown, MA, 02472

3beds
2baths
1,350sqft
$804,900
$596price/sqft
$5,291/moest. monthly cost
$211,640/yrincome needed

About This Home

DESIRED OAKLEY COUNTRY CLUB AREA - Nestled on low-traffic dead end street. This move-in ready 3 BR / 1.5 BA Condo features tastefully remodeled kitchen, updated bathrooms, upgraded electrical, freshly refinished hardwood floors (2026), and is the perfect blend of modern convenience, easy commuter access, and low maintenance living with an exceptionally low condo fee of currently only $200/mo. The deeded 3rd floor offers amazing expansion opportunity. One of only 2 units in this attractive Colonial home, this unit comes with driveway parking for 3-cars! Relax on your private enclosed porch and rear deck or on the oversized common patio. It's prime location 0.12 miles from brand new Watertown High School (opening fall 2026) and 0.39 miles from Hosmer Elementary (opened 2022) makes walking the kids to school an option. Outstanding Value!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

7/10
Hosmer Elementary SchoolGrades PK-50.4 mi
7/10
Watertown Middle SchoolGrades 6-80.9 mi
6/10
Watertown High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1915

Materials

  • Roof: Shingle
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2015

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Disposal,Microwave,Wine Refrigerator
  • Laundry features: First Floor,In Unit,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Walk-up Attic
  • Window features: Insulated Windows
  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,350

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Level: First

Property

Details

  • Zoning: SC
  • Exclusions: Washer/Dryer Are Negotiable

Features

  • Entry location: Unit Placement(Upper)
  • Patio & porch: Porch,Deck - Wood,Patio
  • Exterior features: Porch,Deck - Wood,Patio

Lot

  • Lot size: 4,592 sqft

Parking

  • Total spaces: 3
  • Parking features: Tandem,Deeded,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,070$48,840
Home Insurance *$190$2,280
Property Taxes $677$8,124
Electricity $354$4,259
Total$5,291$63,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,405/yr
40% on housing$158,730/yr
45% on housing$141,093/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$596This listing

vs Other Active Listings

Avg $/sqft

ZIP 02472$441
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02472$480
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Price change$804,900
2026-07-07Price change$819,000
2026-06-14Listed for sale$829,000

For Sale by Agent

AgentJill Natola
BrokerageMTL Realty Partners

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