See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

432 Cumberland Ln SE, Aiken, SC, 29801

3beds
3baths
1,980sqft
$489,900
$247price/sqft
$3,144/moest. monthly cost
$125,760/yrincome needed

About This Home

Welcome to Union Street Station! This is a rare opportunity to own new construction in the heart of Downtown Aiken! Union Street Station is directly across the street from Aiken's own Train Depot & the City of Aiken Visitor Center! The Savannah 2B plan is a 2 story, Charleston-style home boasting 3 spacious bedrooms, 2 luxurious bathrooms and a powder bath on the main level. The primary suite is perfectly situated on the main level. Design packages offer curated selections from traditional, coastal and transitional inspired palates! You'll get all the elevated style without the stress! Enjoy entertaining and everyday living made easy! With upper and lower porches, you'll get to sip your coffee and wind down in the evening taking in the sights and seasons in Aiken!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

3/10
Aiken IntermediateGrades 61.9 mi
4/10
Aiken High SchoolGrades 9-121.4 mi
3/10
Schofield Middle SchoolGrades 7-80.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick Veneer,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Self Cleaning Oven,Refrigerator,Ice Maker,Cooktop,Dishwasher,Disposal,Electric Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • See Remarks,Solid Surface Counters,Walk-In Closet(s),Bedroom on 1st Floor,Ceiling Fan(s),Kitchen Island,Primary Downstairs,Eat-in Kitchen,Pantry
  • Flooring: Hardwood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,980

Heating & Cooling

  • Heating features: Zoned,Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump,Zoned

Interior Area

  • Total structure area: 1,980
  • Total interior livable area: 1,980 sqft

Property

Details

  • Parcel number: 1213004014
  • Zoning description: DB
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: See Remarks
  • Has view: Yes

Lot

  • Lot size: 1,742 sqft
  • Features: Views,Landscaped,Level
  • Lot size dimensions: 24.53' x 62.45 x 24.79' x 66.53

Parking

  • Parking features: See Remarks,Stone

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Earthquake
Hurricane
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Aiken County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$272$3,264
Property Taxes $191$2,292
Electricity $204$2,449
Total$3,144$37,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,794/yr
40% on housing$94,320/yr
45% on housing$83,840/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 29801$146
Aiken County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 29801$142
Aiken County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-14Listed for sale$489,900

New Construction

AgentLisa Glass
BrokerageRE/MAX Tattersall Group

Similar Homes