91 Semel Ave, Garfield, NJ, 07026
About This Home
Exceptional investment or owner-occupant opportunity in Garfield! Situated on a desirable double lot, this well-maintained two-family home offers a private driveway with ample off-street parking leading to a detached 2-car garage. Each unit has separate utilities and benefits from newer roof, windows, and carpeting. The first-floor apartment features 1 bedroom, while the second-floor unit offers 2 bedrooms plus finished 3rd-level bonus rooms, ideal for additional living space, home office, or recreation. Walkout basement provides added storage and functionality. Tenant occupied and being sold as-is. Perfectly located for commuters, just minutes from NJ Transit train and bus service with convenient access to Routes 46, 80, 21, and the Garden State Parkway, making travel to NYC and surrounding areas a breeze. Close to shopping, restaurants, schools, parks, and local amenities. Whether you're looking to expand your investment portfolio or occupy one unit while generating rental income from the other, this versatile property offers outstanding potential in a prime Bergen County location.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1914
Materials
- Roof: Asphalt Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Range/Oven - Gas,Refrigerator
Basement
- Has basement: Yes
- Basement: Yes,Partially Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Eat-in Kitchen,Family Room,Master Bedroom,Bedrooms,Eat-In Kitchen,See Remarks,Ceiling Fan(s)
Heating & Cooling
- Heating features: 2 Units,Baseboard - Hotwater,Natural Gas
- Cooling features: Ceiling Fan(s),Window Unit(s)
Interior Area
- Total structure area: 1,830
- Total interior livable area: 1,830 sqft
Property
Details
- Parcel number: 1121001600000000200000
- Exclusions: Personal belongings
Features
- Levels: 3-Three Story
- Stories: 3
Lot
- Lot size: 4,791 sqft
- Lot size dimensions: 5000 SF
Parking
- Total spaces: 2
- Parking features: 1 Car Width,Additional Parking,Concrete Strip,Shared Driveway,Detached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,792 | $45,504 |
| Home Insurance * | $214 | $2,568 |
| Property Taxes | $1,181 | $14,172 |
| Electricity | $201 | $2,420 |
| Total | $5,388 | $64,656 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-14 | Listed for sale | $750,000 |
For Sale by Agent
View on Zillow