125 Gypsy Way, Toney, AL, 35773
About This Home
Move in Ready! Blinds, Fridge, Washer & Dryer INCLUDED 100% Financing available - NO MONEY DOWN! Brand NEW energy-efficient home featuring spray foam insulation, AprilAire System and so much more. Seller to write contract on Meritage new home agreement, including expansive new home warranty. Buyer incentives available with MTH Mortgage.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
Other
- Builder name: MERITAGE HOMES
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bathroom1
- Features: 9’ Ceiling,LVP
- Level: First
Bathroom2
- Features: Double Vanity,LVP Flooring,Quartz
- Level: Second
Bathroom3
- Features: 9’ Ceiling,Double Vanity,Tile,LVP Flooring
- Level: First
Bedroom2
- Features: 9’ Ceiling,Carpet
- Level: First
- Area: 144
Bedroom3
- Features: 9’ Ceiling,Carpet
- Level: First
- Area: 132
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Fireplace features: None
Great Room
- Features: 9’ Ceiling,LVP
- Level: First
- Area: 234
Heating & Cooling
- Heating features: Central 1
- Cooling features: Central 1
Interior Area
- Total interior livable area: 1,648 sqft
Kitchen
- Features: 9’ Ceiling,LVP
- Level: First
- Area: 132
Laundry Room
- Level: First
Master Bathroom
- Features: 9’ Ceiling,Double Vanity,Tile,LVP Flooring
- Level: First
Master Bedroom
- Features: 9’ Ceiling,Carpet
- Level: First
- Area: 210
Property
Details
- Parcel number: 0601120000006.029
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 8,100 sqft
- Lot size dimensions: 60 x 135
Parking
- Parking features: Garage-Two Car,Garage Door Opener,Driveway-Concrete
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Earthquake
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,491 | $17,892 |
| Home Insurance * | $223 | $2,676 |
| Property Taxes | $95 | $1,140 |
| Electricity | $240 | $2,881 |
| Total | $2,049 | $24,588 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Price change | $294,990 |
| 2026-06-14 | Listed for sale | $307,720 |
View on Zillow