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1331 Hill Dr, Laurel, MS, 39440

2beds
3baths
1,918sqft
$262,500
$137price/sqft
$1,905/moest. monthly cost
$76,200/yrincome needed

About This Home

Step into timeless charm with this beautifully restored historic 2-story home, where classic character and modern updates blend seamlessly. Perched atop a picturesque hill and surrounded by lush greenery, this property offers privacy, beauty, and just minutes from downtown. The Home features stunning architectural details, an inviting living area with exposed brick wall and gas log fireplace. Outside enjoy a charming courtyard, for entertaining, morning coffee amidst the tranquil setting. A separate guest house provides space for visitors, or extended family. This one-of-a-kind property is a rare opportunity to own a piece of local history. If you are looking for charm, character, and move-in ready convenience this home is a must see.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

10/10
Nora Davis Magnet SchoolGrades PK-60.4 mi
2/10
Laurel Middle SchoolGrades 7-82.0 mi
5/10
Laurel High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1928

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Wood Siding,Sheetrock,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Self Cleaning Oven,Electric Water Heater
  • Laundry features: Utility Room Floor(Concrete),Utility Room Wall(Brick)

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Height(8t)
  • Flooring: Vinyl,Tile,None,Concrete
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Floored,Pull Down Stairs

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,918
  • Total interior livable area: 1,918 sqft

Property

Features

  • Levels: Two
  • Patio & porch: Patio
  • Exterior features: Playground,Balcony
  • Fencing: Full
  • Has view: Yes
  • View description: Hills

Lot

  • Lot size: 0.60 Acres

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Jones County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,327$15,924
Home Insurance *$233$2,796
Property Taxes $153$1,836
Electricity $192$2,304
Total$1,905$22,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,314/yr
40% on housing$57,150/yr
45% on housing$50,800/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 39440$96
Jones County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 39440
Jones County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-13Listed for sale$262,500

For Sale by Agent

AgentShelia Walley, Gri
BrokerageLaurel Hometown Realty LLC

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