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4 N Balin Court, Centereach, NY, 11720

4beds
3baths
2,000sqft
$674,999
$337price/sqft
$4,906/moest. monthly cost
$196,240/yrincome needed

About This Home

Welcome to South Setauket! Nestled on a quiet corner parcel, this spacious 4-bedroom, 3-bath SPRAWLING RANCH offers comfortable living on ONE LEVEL with a nice sized basement ready to be finished. At just about 2,000 square feet of living space (without the basement), the home provides a functional layout with generous room sizes, abundant natural light, and ample space for both everyday living and entertaining. The living area is extra large, providing the perfect opportunity to expand and open the kitchen to create the space of your dreams! The bedrooms are all generously sized and feature new carpeting, while the primary suite includes its own full bathroom. There is a one-car attached garage and rear mudroom where the laundry is conveniently located—making true one-level living possible. The garage also features a stairway to the attic, providing easy access to additional storage space. Upgrades include natural gas heating, Anderson windows, a paved driveway with patio pavers and walkway, and an in-ground sprinkler system in both the front and back yards. Ideally located near Stony Brook University, Stony Brook University Hospital, Mather Hospital, St. Charles Hospital, Stony Brook Research Labs, and many other major employers and healthcare facilities, this home offers both convenience and opportunity in one of Suffolk County's most desirable locations.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1967

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Exp Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Gas Oven,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,First Floor Full Bath
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Scuttle,Stairs

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Other

  • Level: First

Other

  • Level: Basement

Property

Details

  • Parcel number: 0200333000200004000
  • Special condition: None

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$252$3,024
Property Taxes $911$10,932
Electricity $330$3,966
Total$4,906$58,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,205/yr
40% on housing$147,180/yr
45% on housing$130,826/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 11720$354
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11720$374
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$674,999
2026-07-22Price change$674,999
2026-06-20Listed for sale$699,999
AgentAnthony J. Vitta
BrokerageReal Broker NY, LLC

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