See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

31 H St, Lees Summit, MO, 64086

6beds
6baths
3,300sqft
$1,695,000
$514price/sqft
$11,608/moest. monthly cost
$464,320/yrincome needed

About This Home

Tucked just inside a peaceful Lake Lotawana cove, this charming waterfront home offers beautiful lake views along with protected water for swimming, relaxing, and enjoying lake life. Outdoor living shines with a 24x9 Ipe wood deck, a 27x10 screened-in porch, lakeside hot tub, and a wide single-well dock with an attached swim dock, 2 jet ski lifts and a covered boat lift. Inside, the home blends a warm modern lake cabin feel with thoughtful flexibility. The main level features an open kitchen and living area with vaulted ceilings and a wood-burning fireplace, plus a private bedroom suite. The upper-level addition includes two spacious bedroom suites with lake views, a shared living space, and stackable laundry. The lower level offers another private suite that walks out toward the lake, two additional bedrooms with a shared bath, generous lake-gear storage, and a spacious laundry room. Plentiful parking, a 2-car garage, and an EV charging station complete this incredible Lake Lotawana retreat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

8/10
Mason Elementary SchoolGrades K-50.7 mi
8/10

Construction

Condition

  • Year built: 1935

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Freezer,Microwave,Refrigerator,Gas Range,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Basement BR,Concrete,Finished,Walk-Out Access

Bathroom1

  • Features: Ceramic Tiles,Shower Only
  • Level: Upper

Bathroom2

  • Level: Main

Bathroom3

  • Level: Lower

Bathroom4

  • Features: Shower Over Tub
  • Level: Lower

Bedroom1

  • Features: All Carpet
  • Level: Upper

Bedroom2

  • Features: All Carpet
  • Level: Main

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Enclosed Porch

  • Level: Main

Features

  • Ceiling Fan(s),Kitchen Island,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Luxury Vinyl,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 900
  • Finished area above ground: 2,400

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Natural Gas,Wood Stove,Zoned
  • Cooling features: Electric,Zoned

Interior Area

  • Total structure area: 3,300
  • Total interior livable area: 3,300 sqft

Kitchen

  • Level: Main

Living Room

  • Features: Fireplace
  • Level: Main

Master Bathroom

  • Features: Ceramic Tiles,Shower Only
  • Level: Upper

Master Bedroom

  • Features: All Carpet,Ceiling Fan(s)
  • Level: Upper

Other

  • Features: All Carpet
  • Level: Upper

Property

Details

  • Parcel number: 54440042800000000
  • Special condition: Standard

Features

  • Patio & porch: Deck,Screened
  • Has spa: Yes
  • Spa features: Heated
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 5,842 sqft
  • Features: City Limits

Parking

  • Total spaces: 2
  • Parking features: Attached,Electric Vehicle Charging Station(s),Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Cold Wave
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,570$102,840
Home Insurance *$1,191$14,292
Property Taxes $1,596$19,152
Electricity $251$3,023
Total$11,608$139,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$397,988/yr
40% on housing$348,240/yr
45% on housing$309,546/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$514This listing

vs Other Active Listings

Avg $/sqft

ZIP 64086$217
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64086$189
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$1,695,000
2026-07-20Price change$1,795,000
2026-07-09Listed for sale$1,900,000

For Sale by Agent

AgentRunkle Team
BrokerageRealty Executives

Similar Homes