306 Hammond Shore Road, Franklin, VT, 05457
About This Home
Welcome to your own slice of Vermont paradise on beautiful Lake Carmi! Nestled along the sought-after western shoreline, 306 Hammond Shore Road is the perfect seasonal getaway where every evening ends with breathtaking sunsets reflecting across the water. This charming lakeside camp isn't just a property,it's a place where lifelong memories are made. Imagine waking up to the peaceful sounds of the lake, spending your days swimming, fishing, kayaking, boating, or simply relaxing on the shoreline with family and friends. As the sun begins to set, gather on the deck with your favorite drink and enjoy some of the most spectacular sunset views Lake Carmi has to offer. These are the moments you'll treasure for years to come. Best of all, this camp is being sold fully furnished, making it truly turnkey. Simply bring your suitcase, unpack, and start enjoying lake life from day one. As an added bonus, the property even includes a classic motorboat that runs great—ready for sunset cruises, fishing trips, or exploring everything Lake Carmi has to offer. A detached garage provides valuable storage space for your lake toys, fishing gear, tools, and outdoor equipment, helping keep the camp organized and ready for every adventure. Lake Carmi continues to be one of northern Vermont's favorite recreational destinations, offering boating, fishing, paddleboarding, and year-round beauty. Following lake treatments completed last year, the lake is looking great and continues to provide an incredible setting for making unforgettable memories. Whether you're looking for your family's summer retreat, a peaceful escape from the everyday, or a place where generations can gather to laugh, relax, and reconnect, 306 Hammond Shore Road is ready for its next chapter. From morning coffee by the water to unforgettable sunsets and evenings around the fire, this is more than a camp—it's a lifestyle. Come experience the magic of Lake Carmi and discover why so many families return year after year.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: Wood Frame,Wood Exterior
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage/Camp
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Electric Stove
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 3/4 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 672
Heating & Cooling
- Heating features: Propane
- Cooling features: None
Interior Area
- Total structure area: 672
- Total interior livable area: 672 sqft
Property
Details
- Zoning description: residential
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterbody name: Carmi Lake
- Frontage length: Road frontage: 30
Lot
- Lot size: 0.27 Acres
Parking
- Total spaces: 1
- Parking features: Crushed Stone
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Inland Flooding
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Vermont Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,205 | $14,460 |
| Home Insurance | $97 | $1,164 |
| Property Taxes | $278 | $3,336 |
| Electricity | $254 | $3,053 |
| Total | $1,834 | $22,008 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $238,500 |
| 2026-06-24 | Listed for sale | $247,500 |
View on Zillow