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442 Chestnut Dr, Lockport, NY, 14094

3beds
1baths
980sqft
$39,900
$41price/sqft
$519/moest. monthly cost
$20,760/yrincome needed

About This Home

Welcome to this charming 3-bedroom, 1 full bath manufactured home offering comfort, value, and practical updates throughout. Step inside to find a bright and inviting interior, highlighted by new carpeting in select areas, adding a fresh and cozy feel to the living spaces. The home features a functional layout with three bedrooms, providing flexibility for family, guests, or a home office. The kitchen and living areas flow naturally, creating a comfortable space for everyday living and entertaining. The full bathroom is centrally located and easily accessible from all bedrooms. Outside, you'll appreciate the new shed roof, offering added durability and protection, along with extra storage space for tools, outdoor equipment, or seasonal items. Whether you're looking for an affordable starter home or a downsizing opportunity, this home combines practical updates with easy, low-maintenance living. Park approval is needed.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
6/10
Lockport High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1988

Materials

  • Foundation: Other,See Remarks
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Copper Plumbing,PEX Plumbing

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manufactured Home,Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom1

  • Level: First
  • Dimensions: 9.00 x 9.00

Bedroom2

  • Level: First
  • Dimensions: 7.00 x 10.00

Bedroom3

  • Level: First
  • Dimensions: 12.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,Separate/Formal Living Room,Bedroom on Main Level,Main Level Primary,Programmable Thermostat
  • Window features: Storm Window(s),Wood Frames
  • Flooring: Carpet,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Kitchen

  • Level: First
  • Dimensions: 10.00 x 13.00

Living Room

  • Level: First
  • Dimensions: 15.00 x 13.00

Property

Accessibility

  • Accessibility features: Accessible Bedroom

Details

  • Parcel number: 0
  • Lease amount: 855
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 5,000 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot
  • Lot size dimensions: 50 x 100

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $201$2,412
Home Insurance *$15$180
Property Taxes $57$684
Electricity $246$2,954
Total$519$6,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,794/yr
40% on housing$15,570/yr
45% on housing$13,840/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$41This listing

vs Other Active Listings

Avg $/sqft

ZIP 14094$133
Niagara County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 14094$162
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-15Listed for sale$39,900

For Sale by Agent

AgentKatherine Moore
BrokerageHoward Hanna WNY Inc.

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