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3308 W Deborah Dr, Monroe, LA, 71201

4beds
4baths
3,978sqft
$675,000
$170price/sqft
$4,788/moest. monthly cost
$191,520/yrincome needed

About This Home

Nestled along the tranquil waters of Bayou Desiard River Oaks Subdivision, this one-owner custom home has been lovingly cared for by the same family for 38 years. Thoughtfully designed and ahead of its time, this spacious 4-bedroom, 3.5-bath residence offers timeless architecture, functional living spaces, and an exceptional waterfront lifestyle. From the moment you arrive, the stately brick façade, mature shade trees, elevated front lawn, and welcoming covered front porch create an impressive first impression. Inside, you'll discover a floor plan that was years ahead of its era, featuring an open-concept kitchen and den designed for everyday living and entertaining. Generous room sizes, abundant natural light, extensive built-ins, and smart storage solutions can be found throughout the home. The main level includes the primary ensuite and another bedroom with a private bath, a formal dining room, living room, private office, sunroom overlooking the backyard, and a large laundry room. Upstairs, 2 spacious additional bedrooms offer flexibility for sleeping everyone. Storage is truly unmatched, with six additional closets throughout the home, including several impressive walk-in closets that provide space for everything. Outside, enjoy a beautifully landscaped backyard retreat complimented by mature trees and accented by a charming brick patio and walkways. The waterfront setting offers direct access to Bayou Desiard with nature views, a seawall installed a few years ago and plenty of room to relax, entertain, or enjoy life on the water. A newer roof and freshly painted exterior provide peace of mind, This home has been meticulously maintained, professionally cleaned, and is ready for its next chapter. This is a rare opportunity to own a well-built waterfront home with character, quality craftsmanship, abundant storage, and an unbeatable location in one of Monroe's most sought after neighborhoods.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

--
7/10
Neville High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Slab
  • Roof: Architecture Style
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Site Build,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range Hood,Electric Cooktop,Oven,Electric Water Heater

Bedroom

  • Level: First
  • Area: 133.32

Bedroom1

  • Level: Second
  • Area: 192

Bedroom2

  • Level: Second
  • Area: 380

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Dining Room

  • Level: First
  • Area: 252

Family Room

  • Level: First
  • Area: 285

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,All Stay
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Electric,Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,760
  • Total interior livable area: 3,978 sqft

Kitchen

  • Level: First
  • Area: 192.09

Living Room

  • Level: First
  • Area: 270

Master Bedroom

  • Level: First
  • Area: 260

Office

  • Level: First
  • Area: 49.105

Property

Details

  • Parcel number: 84406
  • Zoning: RES
  • Zoning description: RES

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch Covered,Open Patio
  • Exterior features: Pier,Rain Gutters
  • Fencing: Wood,Brick
  • On waterfront: Yes
  • Waterfront features: Bayou

Lot

  • Lot size: 0.37 Acres
  • Features: Outdoor Lighting,Professional Landscaping,Cleared

Parking

  • Total spaces: 2
  • Parking features: Hard Surface Drv.
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Tornado
Hail
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$783$9,396
Property Taxes $292$3,504
Electricity $300$3,609
Total$4,788$57,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,160/yr
40% on housing$143,640/yr
45% on housing$127,680/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 71201$124
Ouachita Parish$120

vs Homes Sold Last Month

Median $/sqft

ZIP 71201$124
Ouachita Parish$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$675,000
2026-06-15Listed for sale$699,000

For Sale by Agent

AgentCara Sampognaro
BrokerageJohn Rea Realty

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