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1802 State Highway 181 S, Greenville, KY, 42345

4beds
2baths
1,693sqft
$235,000
$139price/sqft
$1,681/moest. monthly cost
$67,240/yrincome needed

About This Home

Welcome to this inviting family home with a smart split-bedroom floor plan that puts privacy first. The primary bedroom sits on one end of the house for a true retreat, while the additional bedrooms are tucked away on the opposite end-perfect for quiet nights, guests, or kids who want their own space. Inside, you'll find comfortable living areas that flow naturally for everyday life and easy entertaining. The layout keeps the heart of the home central while giving everyone room to spread out. Whether you're working from home, hosting family gatherings, or just unwinding, this setup delivers balance and peace.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
5/10
5/10

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Aluminum Siding,Stone Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl
  • Finished area above ground: 1,693

Heating & Cooling

  • Heating features: Electric,Zoned,Heat Pump
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 1,693
  • Total interior livable area: 1,693 sqft

Kitchen

  • Features: Eat-in Kitchen,Laminate Counters

Property

Details

  • Lease amount: 0

Lot

  • Lot size: 2.84 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$224$2,688
Property Taxes $115$1,380
Electricity $154$1,850
Total$1,681$20,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,634/yr
40% on housing$50,430/yr
45% on housing$44,826/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.0%
-9.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 42345$90
Muhlenberg County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 42345$112
Muhlenberg County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$235,000
2026-07-19Price change$240,000
2026-07-07Price change$245,000
2026-06-16Listed for sale$249,900

For Sale by Agent

AgentLee Jones
BrokerageWright Choice of Kentucky Realty & Auction

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