1006/1008 Elm St, Atlantic, IA, 50022
About This Home
Here's a ranch style home that's been well cared for and gives you ample space. It has a large updated kitchen with room to sit around the table and visit. The dining room goes right out to the covered deck that's been freshly stained. And if you're looking for a large master bedroom, here it is. Added features include main floor laundry, double garage plus a carport and workshop space for the handy man. Roof was replaced in 2024. Included is another small one bedroom house that needs some work but could even be a small shop. This is a great opportunity for a great price. Located one block from YMCA and schools. Call today for an appointment.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1905
Materials
- Construction materials: Metal Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area above ground: 1,139
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,139 sqft
Property
Accessibility
- Accessibility features: Stair Lift
Details
- Parcel number: 3000064461001000
Lot
- Lot size: 0.28 Acres
- Lot size dimensions: 88 x 140
Parking
- Total spaces: 2
- Parking features: Attached,Carport,Gravel
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Heat Wave
- Strong Wind
- Winter Weather
- Drought
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $682 | $8,184 |
| Home Insurance * | $153 | $1,836 |
| Property Taxes | $157 | $1,884 |
| Electricity | $121 | $1,452 |
| Total | $1,113 | $13,356 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-15 | Listed for sale | $135,000 |
View on Zillow