




1332 2nd Ave SE #795, Cambridge, MN, 55008
About This Home
Beautiful home featuring a large mother-in-law suite with its own kitchen, offering flexibility, privacy, and multi-generational living potential. The home includes two full kitchens and a spacious open-concept layout where the kitchen flows seamlessly into the dining and living areas, creating an inviting space for everyday living and entertaining. Surrounded by mature trees, the property offers excellent shade and privacy. The main level provides a functional and spacious floor plan with easy access to the mother-in-law suite. The full basement includes a bathroom and offers excellent potential for additional finished living space. The oversized four-car garage is heated, insulated, and finished, making it feel like a true extension of the home with plenty of room for vehicles, storage, hobbies, or a workshop. Situated on a desirable corner lot, this property offers a rare opportunity to own a home with a private mother-in-law suite, two kitchens, and exceptional space, all while being conveniently located close to town amenities, shopping, schools, and restaurants. An added bonus is the significant infrastructure improvements underway. The property will benefit from brand-new pavement, curb improvements, and upgraded city water and sewer services. All assessments related to these improvements have been paid in full by the seller, providing tremendous value and peace of mind for the future owner. A must-see property with features that are hard to find!
Getting Around
Schools
Construction
Condition
- Year built: 1987
Materials
- Roof: Age 8 Years or Less
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Cooktop,Disposal,Range,Refrigerator
- Laundry features: In Basement,Electric Dryer Hookup,Lower Level,Laundry Room,Washer Hookup
Basement
- Has basement: Yes
- Basement: Block,Egress Window(s)
Bedroom
- Level: Main
- Area: 280
- Dimensions: 14x20
Bedroom2
- Level: Main
- Area: 288
- Dimensions: 12x24
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Family Room
- Level: Main
- Area: 240
- Dimensions: 20x12
Features
- Finished area below ground: 100
- Finished area above ground: 2,008
Garage
- Level: Main
- Area: 1100
- Dimensions: 25x44
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 4,016
- Total interior livable area: 2,108 sqft
Kitchen
- Level: Main
- Area: 80
- Dimensions: 8x10
Living Room
- Level: Main
- Area: 480
- Dimensions: 16x30
Mud Room
- Level: Main
- Area: 120
- Dimensions: 10x12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 151000030
- Zoning description: Other
- Foundation area: 2008
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Patio
- Fencing: None
Lot
- Lot size: 10,454 sqft
- Features: Tree Coverage - Heavy,Tree Coverage - Medium
- Lot size dimensions: Irregular
Parking
- Total spaces: 4
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Isanti County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,148 | $25,776 |
| Home Insurance * | $276 | $3,312 |
| Property Taxes | $343 | $4,116 |
| Electricity | $177 | $2,133 |
| Total | $2,944 | $35,328 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-15 | Listed for sale | $424,900 |
