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7400-35 Lakeview St, Charlevoix, MI, 49720

3beds
2baths
1,020sqft
$145,000
$142price/sqft
$1,064/moest. monthly cost
$42,560/yrincome needed

About This Home

Nestled between Charlevoix and Petoskey, this beautifully updated home offers the perfect blend of comfort, style, and location — close to the scenic Little Traverse Wheelway for biking, walking, and enjoying northern Michigan’s natural beauty. Recent renovations include new flooring, an updated shower, durable polymer countertops, newer windows and roof, and attractive modern appliances. Enjoy outdoor living and entertaining with two spacious decks, including an oversized deck constructed with low-maintenance Trex material. Whether you’re looking for a year-round residence or a northern Michigan getaway, this move-in-ready home is waiting for its next owner.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
9/10
Charlevoix High SchoolGrades 7-129.1 mi

Construction

Condition

  • Year built: 1989

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Refrigerator,Washer,Dryer,Range

Basement

  • Basement: None

Bedroom

  • Area: 84.66

Bedroom1

  • Area: 62.410000000000004

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s)

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Wall Unit(s),Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,020 sqft

Living Room

  • Area: 178.16

Master Bedroom

  • Area: 143

Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Features: Paved

Parking

  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Charlevoix County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$42$504
Property Taxes $101$1,212
Electricity $188$2,259
Total$1,064$12,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,480/yr
40% on housing$31,920/yr
45% on housing$28,373/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 49720$293
Charlevoix County$290

vs Homes Sold Last Month

Median $/sqft

ZIP 49720
Charlevoix County$293

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Price change$145,000
2026-06-22Price change$150,000
2026-05-22Listed for sale$160,000

For Sale by Agent

AgentMargie Tamminga
BrokerageReal Estate One - Charlevoix

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