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9450 Thomas Dr #1000-C, Panama City, FL, 32408

--beds
1baths
505sqft
$294,000
$582price/sqft
$2,231/moest. monthly cost
$89,240/yrincome needed

About This Home

Wake up to breathtaking panoramic Gulf views from this coveted corner studio at Boardwalk Beach Resort, where beachfront living meets effortless comfort. Thoughtfully designed to maximize space and functionality, this beautifully appointed retreat features a king-size bed, a well-equipped kitchenette, and an oversized bathroom complete with a soaking tub, separate shower, and dual-vanity sinks. Whether you're searching for a personal beach getaway or a high-demand vacation rental, this turnkey studio offers exceptional versatility and strong guest appeal. Its efficient layout and low-maintenance design make ownership easy while providing all the comforts visitors seek in a Gulf-front escape. Located on the desirable east end of Panama City Beach, Boardwalk Beach Resort offers a gated entrance and an array of resort-style amenities, including a beachfront pool, children's splash pad, hot tub, tiki bar, and convenient on-site market. Spend your days relaxing by the water, enjoying resort amenities, or simply taking in the stunning coastal views from your own private retreat. With direct beach access, outstanding amenities, and proven rental potential, this is a rare opportunity to own an affordable piece of paradise on the Gulf Coast.

Getting Around

36
WalkingCar-Dependent
23
TransitMinimal Transit
41
BikeSomewhat Bikeable

Schools

7/10
Breakfast Point AcademyGrades PK-81.6 mi
4/10
J.R. Arnold High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2005

Materials

  • Construction materials: Concrete

Type & Style

  • Home type: Condo
  • Architectural style: High Rise
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Double Vanity,Separate Shower

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 505
  • Total interior livable area: 505 sqft

Living Room

  • Level: First
  • Dimensions: 12.9 x 17.8

Property

Details

  • Parcel number: 34990191000
  • Attached to another structure: Yes
  • Zoning description: Resid Multi-Family

Features

  • Pool features: Gas Heat,In Ground,Community
  • Patio & porch: Balcony
  • Has view: Yes
  • View description: Bay,Gulf
  • Has water view: Yes
  • Water view: Bay,Gulf
  • On waterfront: Yes
  • Waterfront features: Gulf,Shoreline - Sand

Lot

  • Features: Paved
  • Lot size dimensions: CONDO

Parking

  • Parking features: Gated

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,486$17,832
Home Insurance *$404$4,848
Property Taxes $144$1,728
Electricity $197$2,366
Total$2,231$26,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,491/yr
40% on housing$66,930/yr
45% on housing$59,493/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$582This listing

vs Other Active Listings

Avg $/sqft

ZIP 32408$234
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32408$299
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Listed for sale$294,000

For Sale by Agent

AgentJ3/Jim H Hodges
BrokerageCounts Real Estate Group Inc

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