




1002 Hemingway Ln Unit H, Saint Charles, MO, 63304
About This Home
Welcome to the highly sought-after Chapter One community, where convenience meets resort-style living! Ideally located near major roads and highways, this exceptional upper level condo is surrounded by lush green spaces and offers access to a picturesque lake with fountain, clubhouse, swimming pool and tennis courts. This rare, versatile floor plan features a vaulted primary suite with luxurious adjoining bath, a spacious secondary bedroom with walk-in closet and an incredible 300-square-foot vaulted bonus room above the garage with its own private front entry. Perfect as a third bedroom, home office, craft room, hobby space, or personal retreat! Enjoy two inviting outdoor living areas, including a welcoming entry deck and a spacious entertaining deck off the dining room that showcases a bump-out for expanded gathering space. You'll be captivated by the spectacular cedar-planked vaulted ceiling spanning the great room, dining area and open kitchen. Skylights, half-moon stained-glass windows, abundant natural light, warm neutral paint, beautiful laminate flooring and a classic brick-front wood-burning fireplace with electric insert, elegant overmantel and custom built-ins create an unforgettable living space. The renovated kitchen shines with abundant white cabinetry, granite countertops, modern hardware, garden window and updated appliances. The spacious primary bath offers a Jacuzzi tub, separate shower, adult-height double vanity and skylight. Additional highlights include main-floor laundry, six-panel doors, updated lighting, window blinds, thermal windows, A/Coil 2025, two-car garage w/insulated door, home warranty and refrigerator, washer and dryer included. An outstanding opportunity and exceptional value combining impressive style, rich warmth and tremendous upgrades.
Getting Around
Schools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1985
Materials
- Foundation: Slab
- Roof: Architectural Shingle
- Construction materials: Cedar,Wood Siding
Type & Style
- Home type: Condo
- Architectural style: Traditional
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Electric Water Heater
- Laundry features: Main Level
Basement
- Basement: None
Bedroom2
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 110
- Dimensions: 11x10
Bedroom3
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 130
- Dimensions: 13x10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Features: Floor Covering: Laminate
- Level: Main
- Area: 108
- Dimensions: 12x9
Features
- Bookcases,Breakfast Bar,Double Vanity,Kitchen/Dining Room Combo,Open Floorplan,Pantry,Separate Shower,Solid Surface Countertop(s),Vaulted Ceiling(s)
- Door features: Panel Door(s),Sliding Doors
- Window features: Insulated Windows,Skylight(s),Window Treatments
- Flooring: Carpet,Laminate
- Number of fireplaces: 1
- Fireplace features: Great Room,Masonry,Wood Burning Stove
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,616
Great Room
- Features: Floor Covering: Laminate
- Level: Main
- Area: 255
- Dimensions: 15x17
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 1,616
- Total interior livable area: 1,616 sqft
Kitchen
- Features: Floor Covering: Laminate
- Level: Main
- Area: 90
- Dimensions: 10x9
Primary Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 176
- Dimensions: 11x16
Sitting Room
- Features: Floor Covering: Laminate
- Level: Main
- Area: 36
- Dimensions: 9x4
Utility Room
- Features: Floor Covering: Laminate
- Level: Main
- Area: 64
- Dimensions: 8x8
Property
Details
- Parcel number: 3157F59081600H2.1002000
- Special condition: Standard
Features
- Levels: One
- Pool features: Community,In Ground
- Patio & porch: Deck
- Fencing: None
Lot
- Lot size: 836.35 sqft
- Features: Level
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Earthquake
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $171 | $2,052 |
| Property Taxes | $242 | $2,904 |
| Electricity | $141 | $1,693 |
| Total | $1,944 | $23,328 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Pending sale | $275,000 |
| 2026-07-31 | Listed for sale | $275,000 |
