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509 W 32nd St #9, Hays, KS, 67601

3beds
2baths
2,600sqft
$275,000
$106price/sqft
$2,137/moest. monthly cost
$85,480/yrincome needed

About This Home

Beautiful Bi~level home built in 1974, EXCELLENT LOCATION!! For the price one can live in the NW part of Hays and update as one lives in the home. Basement level has a wet bar, wood burning fireplace and spacious area for entertainment for holidays or every day with the family. The back yard is divine, lush green with a water well and underground sprinkler system throughout the entire yard. For the green thumb we have a special place in the backyard just for you. Call Bob Munsch for more details and a tour of this home, 785~259~2200..

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
Felten Middle SchoolGrades 6-80.7 mi
8/10
Hays High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Concrete,Aluminum/Steel/Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator

Basement

  • Has basement: Yes

Bathroom1

  • Level: First

Bedroom2

  • Level: First
  • Area: 156

Bedroom3

  • Level: First
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Dining Room

  • Features: Formal
  • Level: First
  • Area: 126

Family Room

  • Level: Basement
  • Area: 475

Features

  • Basement
  • Window features: Window Treatments
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Kitchen

  • Level: First
  • Area: 170.2

Living Room

  • Level: First
  • Area: 274.5

Master Bedroom

  • Level: First
  • Area: 270

Office

  • Level: Basement

Property

Details

  • Zoning: NC.1 / R-1

Features

  • Levels: Bi-Level

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 2
  • Parking features: Two Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Ice Storm
Tornado

FEMA Declared Disasters Across Kansas Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$284$3,408
Property Taxes $256$3,072
Electricity $207$2,491
Total$2,137$25,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,268/yr
40% on housing$64,110/yr
45% on housing$56,986/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 67601$140
Ellis County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 67601$126
Ellis County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$275,000
2026-06-16Listed for sale$295,000

For Sale by Agent

AgentRobert L. (Bob) L Munsch
BrokerageMunsch Real Estate & Auction, LLC

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