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11305 Ny-32, Greenville, NY, 12083

6beds
3baths
3,967sqft
$1,395,000
$352price/sqft
$9,866/moest. monthly cost
$394,640/yrincome needed

About This Home

MULTIPLE Rental spaces -- This extraordinary offering features a 3,100-square-foot fully renovated, 2-unit building boasting 4-bedrooms and 2-bathrooms plus a two-car garage with an additional 867 square-foot 2-bedroom, 1-bathroom rental unit. The opportunities don't stop there. A separate 2,000 square foot building that can easily be another rental unit as it has a full kitchen and bath with open floor plan. Then the commercial space formally known as ''The Westerner''. This is a 2,700 square foot commercial space ready to make all your entrepreneurial dreams come true. Don't want to start a business, rent it out for an additional revenue stream. Be guided by your imagination and come see these one-of-a-kind spaces!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
3/10
Greenville Middle SchoolGrades 6-80.3 mi
6/10
Greenville High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1850

Materials

  • Foundation: Slab,Stone
  • Roof: Asphalt,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Retail

Interior

Appliances

  • Appliances included: Washer/Dryer,Refrigerator,Range,Microwave,Electric Range,Dishwasher
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3

Features

  • Eat-in Kitchen,Entrance Foyer,High Ceilings,High Speed Internet,Vaulted Ceiling(s)
  • Window features: Insulated Windows
  • Flooring: Laminate,Simulated Wood
  • Finished area below ground: 0
  • Finished area above ground: 3,967

Heating & Cooling

  • Heating features: Baseboard,Ductless,Oil
  • Cooling features: Ductless

Interior Area

  • Total structure area: 3,967
  • Total interior livable area: 3,967 sqft

Property

Details

  • Parcel number: 12.0443
  • Zoning: Hamlet Resident
  • Zoning description: a portion of the property is also commercial
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck,Front Porch,Porch
  • Exterior features: Paved Walkway
  • Fencing: None

Lot

  • Lot size: 1 Acres
  • Features: Back Yard,Front Yard,Level

Parking

  • Total spaces: 2
  • Parking features: Parking Lot,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Greene County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance *$543$6,516
Property Taxes $1,615$19,380
Electricity $655$7,867
Total$9,866$118,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$338,262/yr
40% on housing$295,980/yr
45% on housing$263,093/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 12083$201
Greene County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 12083
Greene County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$1,395,000

For Sale by Agent

AgentTracy Boomhower
BrokerageCountry Views Realty, Inc.

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