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10202 Shetland Ter #77, Collegedale, TN, 37363

2beds
2baths
1,740sqft
$432,500
$249price/sqft
$2,771/moest. monthly cost
$110,840/yrincome needed

About This Home

The Daffodil delivers 1,740 square feet of well-balanced, single-story living designed for flexibility and flow. The main living area features a bright, open layout connecting the kitchen, dining room, and family room perfect for both entertaining and quiet nights at home. A flex room or study near the front entry provides space for a home office or hobby area. The primary suite includes a walk-in closet and ensuite bath, while two additional bedrooms share a full bathroom. A covered patio extends the living space outdoors, and a two-car garage and laundry area add everyday convenience. Buyers can DESIGN THEIR WAY HOME, personalizing their home to be an authentic reflection of their unique lifestyle by choosing structural options and designer finishes ENVISION home path at Homebase in Northshore Chattanooga. Discover Chastain, a thoughtfully designed community in Ooltewah where natural beauty and intentional living come together. Set among gently preserved landscapes with nearly half the land left undisturbed, Chastain offers a quieter rhythm one rooted in connection to both nature and neighborhood. At the heart of the community, residents will soon gather at the clubhouse and pool, designed as a central place to unwind, connect, and enjoy the everyday. The CoWah Trail System winds through the community, inviting morning walks and unhurried evenings outdoors, just steps from home. Chastain also introduces Corkspin a signature social experience centered around pickleball and connection. Featuring dedicated pickleball courts and an open-air pavilion relaxed, elevated living. With its balance of preserved green space, curated amenities, and a setting that feels both tucked away and connected, Chastain offers a lifestyle that feels considered, grounded, and distinctly its own.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
7/10
Ooltewah Middle SchoolGrades 6-81.4 mi
5/10
Ooltewah High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Other

  • Builder name: EMPIRE Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Finished area above ground: 1,740

Interior Area

  • Total structure area: 1,740
  • Total interior livable area: 1,740 sqft

Property

Details

  • Parcel number: Lot 77

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Rear Porch
  • Exterior features: Private Yard,Rain Gutters
  • Has view: Yes

Lot

  • Lot size: 5,501 sqft
  • Lot size dimensions: 110 x 50

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,186$26,232
Home Insurance $187$2,244
Property Taxes $223$2,676
Electricity $175$2,103
Total$2,771$33,252

Income You'd Need if You Spent...

35% on housing$95,005/yr
40% on housing$83,130/yr
45% on housing$73,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 37363$212
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37363
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$432,500

New Construction

AgentDonald Rush
BrokerageEAH Brokerage, LP

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