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362 Overland Trl, Bridgeport, TX, 76426

3beds
2baths
1,550sqft
$269,999
$174price/sqft
$2,115/moest. monthly cost
$84,600/yrincome needed

About This Home

Fall in love with the warmth and character of this beautifully crafted modern farmhouse, where classic design meets today's most sought-after finishes. The open floor plan creates an inviting space that's perfect for gathering with family and friends, while large windows fill the home with natural light. The stylish kitchen offers beautiful cabinetry, modern fixtures, and plenty of workspace, making it ideal for both everyday living and entertaining. The private primary suite provides a comfortable escape at the end of the day, and the additional bedrooms offer versatility for family or guests. Outside, the spacious backyard is ready for weekend barbecues, outdoor activities, or quiet evenings under the Texas sky. With its charming farmhouse style, functional layout, and inviting spaces throughout, this home is ready for you to move in and make it your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
4/10
Bridgeport Middle SchoolGrades 6-89.3 mi
4/10
Bridgeport High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Tankless Water Heater

Bedroom

  • Level: First
  • Dimensions: 10 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Decorative/Designer Lighting Fixtures
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,550 sqft

Living Room

  • Level: First
  • Dimensions: 13 x 13

Master Bedroom

  • Level: First
  • Dimensions: 14 x 12

Master Bedroom

  • Level: First
  • Dimensions: 10 x 12

Property

Details

  • Parcel number: 764821
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.30 Acres

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$267$3,204
Property Taxes $245$2,940
Electricity $238$2,859
Total$2,115$25,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,514/yr
40% on housing$63,450/yr
45% on housing$56,400/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 76426$171
Wise County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 76426$166
Wise County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$269,999
2026-06-16Listed for sale$280,000

For Sale by Agent

AgentDora Andrade
BrokerageINC Realty, LLC

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