
9611 14th Bay St #A, Norfolk, VA, 23518
About This Home
New Construction just one block from the Chesapeake Bay beach and minutes to Naval Station Norfolk and Little Creek. City-Approved Golf Cart Community. This 5-bedroom, 3-bath home offers a prime location with an open-concept floor plan ideal for entertaining and everyday beach living. The kitchen features quartz countertops, a spacious island, and stainless steel appliances including a gas stove, microwave, dishwasher, all open to the family room with a gas fireplace. A butler's pantry with additional cabinetry connects the kitchen and dining room. The primary suite includes a double-bowl vanity, tiled shower with custom glass enclosure, with walk-in closet. Three additional bedrooms and an upstairs laundry room with cabinets add convenience. Enjoy three front decks, a two-car garage with opener, generator plug, and storage under the home. Estimated completion end of April. No Fee Condo. Ask about Closing Cost Assistance.
Getting Around
Schools
Construction
Condition
- Year built: 2026
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Tile,Carpet,Laminate
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat pump,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 2,397 sqft
Property
Features
- Exterior features: Vinyl
Parking
- Parking features: Garage - Attached,On-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,387 | $40,644 |
| Home Insurance * | $367 | $4,404 |
| Property Taxes | $508 | $6,096 |
| Electricity | $230 | $2,770 |
| Total | $4,492 | $53,904 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-16 | Listed for sale | $669,900 |
