1508-1510 W 4th St, Owensboro, KY, 42301
About This Home
Investment opportunity in the heart of Owensboro. This unique package includes 1508 and 1510 W. 4th Street and is zoned B-4, offering endless possibilities for residential, commercial or mixed-use development. The property at 1508 features a 2-bedroom, 1 bath home along with a commercial building on site. The adjoining vacant lot at 1510 W 4th provides additional room for expansion, parking, new construction or investment potential.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1906
Materials
- Foundation: Other
- Roof: Shingle
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator,Gas Water Heater
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s)
- Flooring: Laminate
- Fireplace features: None
- Attic: Access Only
- Finished area below ground: 0
- Finished area above ground: 2,050
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Electric,Other
Interior Area
- Total structure area: 2,050
- Total interior livable area: 2,050 sqft
Kitchen
- Features: Eat-in Kitchen
Master Bedroom
- Level: First
Property
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 0.27 Acres
- Features: Corner Lot
- Lot size dimensions: 74 x 158
Parking
- Total spaces: 1
- Parking features: Attached,Gravel
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $185 | $2,220 |
| Property Taxes | $185 | $2,220 |
| Electricity | $161 | $1,942 |
| Total | $1,921 | $23,052 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $260,000 |
| 2026-06-16 | Listed for sale | $275,000 |
View on Zillow