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12068 Lakeshore Way, Oxford, FL, 34484

1beds
1baths
542sqft
$178,000
$328price/sqft
$1,326/moest. monthly cost
$53,040/yrincome needed

About This Home

Welcome to Lakeshore at Lake Andrews - where 542 square feet feels like everything you need and nothing you don't. From the moment you walk in, you can tell this home was done with intention. Luxury vinyl flooring runs throughout, crown molding gives every room a finished look, custom blinds, and soft close cabinet doors are the kind of detail that just feels right. The kitchen is set up with stainless steel appliances and the stacked washer and dryer is already in place. The whole house vent fan keeps things comfortable, and there is a whole house dechlorinator water filtration system and filter shower head. Even the gutter guards are already handled. Step outside and you will forget how small the square footage is. A 300 square foot screened porch with sun screens is where your mornings and evenings belong. Beyond that, a brick paver patio leads into a fully fenced backyard, finished with rubber mulch and rear privacy - low maintenance, completely done, and ready for you to enjoy from day one. Smart living. Thoughtful upgrades. Lot rent includes sewer, water, trash, lawn maintenance, cable/internet. If you sleep on it, you will not sleep in it.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
3/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 542

Heating & Cooling

  • Heating features: Electric,Zoned,Heat Pump
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 542
  • Total interior livable area: 542 sqft

Kitchen

  • Features: Open

Property

Details

  • On leased land: Yes
  • Lease amount: 900

Features

  • Patio & porch: Patio,Screened Porch
  • Exterior features: Sprinkler System

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $900$10,800
Home Insurance *$120$1,440
Property Taxes $109$1,308
Electricity $197$2,366
Total$1,326$15,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,462/yr
40% on housing$39,780/yr
45% on housing$35,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 34484$206
Sumter County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 34484$185
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-16Listed for sale$178,000

For Sale by Agent

AgentKelly Shipes
BrokerageDown Home Realty

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