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895 Scr 131b, Morton, MS, 39117

2beds
3baths
1,320sqft
$50,000
$38price/sqft
$528/moest. monthly cost
$21,120/yrincome needed

About This Home

Nestled in the peaceful countryside of Smith County, Mississippi, this 2-bedroom, 3-bathroom home situated on approximately 5± acres of 16th Section Land offers the perfect opportunity for first-time homebuyers, investors, or anyone seeking a quiet rural retreat. Surrounded by nature and tucked away from the hustle and bustle of city life, this property provides the privacy and tranquility that so many buyers are searching for. The home's unique layout features two bedrooms and three bathrooms, offering flexibility for family living, guests, or future customization. With ample space both inside and out, this property presents an excellent opportunity to add your personal touch and create the country home you've always envisioned. The acreage provides room to enjoy outdoor activities, gardening, recreation, or simply relaxing and taking in the peaceful surroundings. The secluded setting offers a true escape while still maintaining convenient access to nearby amenities. Located just a short drive from Morton, MS, and with easy access to Interstate 20, commuting to surrounding communities, employment centers, shopping, and dining is simple and convenient. Whether you're looking for an affordable primary residence, a rental investment, or a weekend getaway, this property offers exceptional potential in a desirable rural location. If you've been searching for a property that combines country living, convenience, and investment potential, this Smith County gem deserves a closer look. Schedule your private showing today and discover all the possibilities this property has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
Raleigh Elementary SchoolGrades PK-613.8 mi
6/10
Raleigh High SchoolGrades 7-1216.4 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 1,320
  • Total interior livable area: 1,320 sqft

Property

Details

  • Parcel number: 04516000008

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 5 Acres

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Tornado
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Smith County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$69$828
Property Taxes $15$180
Electricity $192$2,304
Total$528$6,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,102/yr
40% on housing$15,840/yr
45% on housing$14,080/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -12.7%
-12.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$38This listing

vs Other Active Listings

Avg $/sqft

ZIP 39117$116
Smith County$82

vs Homes Sold Last Month

Median $/sqft

ZIP 39117
Smith County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-16Listed for sale$50,000

For Sale by Agent

AgentDevon Butrick
BrokerageSouthern Oaks RE Properties LLC

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