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2429&2431 N 9th St, Coeur D Alene, ID, 83814

4beds
4baths
2,812sqft
$675,000
$240price/sqft
$3,954/moest. monthly cost
$158,160/yrincome needed

About This Home

Don't miss this nice single-level duplex located in a desirable central Coeur d'Alene location. Each unit offers primary suite with private en-suite bathroom and a separate guest bathroom, providing comfortable living space for tenants or owner-occupants alike. The larger unit features brand-new flooring, while both units offer functional layouts and private fenced backyards. The attached garage features 2 stalls for the larger unit and, separately, 1 stall for the other, adding convenience and value. Whether you're an investor seeking strong income potential or a homeowner looking to offset your mortgage by living in one unit and renting the other, this property offers exceptional flexibility. Suitable for both long-term and short-term rental opportunities (subject to local regulations), this duplex is a rare chance to own a versatile income-producing property in one of North Idaho's most desirable markets. Close to downtown, shopping, dining, parks, and all that Coeur d'Alene has to offer!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

5/10
Borah Elementary SchoolGrades K-50.2 mi
--
Lakes Middle SchoolGrades 6-81.3 mi
7/10
Coeur d'Alene High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Basement: None-Slab on Grade

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Features

  • Fireplace,High Speed Internet,Den/Library,Main Floor Utilities
  • Fireplace: Yes

Heating

  • Heating features: Natural Gas,Fireplace(s),Forced Air,Furnace

Interior Area

  • Total structure area: 2,812
  • Total interior livable area: 2,812 sqft

Property

Details

  • Parcel number: C00000120805
  • Zoning: CDA-R-12

Features

  • Exterior features: Rain Gutters
  • Has view: Yes
  • Residential vegetation: Fruit Trees

Lot

  • Lot size: 0.28 Acres
  • Features: Open Lot,Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm

FEMA Declared Disasters in Kootenai County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance $140$1,680
Property Taxes $230$2,760
Electricity $171$2,063
Total$3,954$47,448

Income You'd Need if You Spent...

35% on housing$135,565/yr
40% on housing$118,620/yr
45% on housing$105,440/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 83814$518
Kootenai County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 83814$352
Kootenai County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$675,000
2026-07-19Price change$675,000
2026-06-16Listed for sale$725,000

For Sale by Agent

AgentRob Sherar
BrokerageColdwell Banker Schneidmiller Realty

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