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10314 Bay St N, Saint Petersburg, FL, 33716

2beds
1baths
0sqft
$39,000
--price/sqft
$427/moest. monthly cost
$17,080/yrincome needed

About This Home

If you are looking for a totally updated home in the heart of Saint Pete Florida with one of the lowest lot rents in the entire city then look no further than the gorgeous home located at 10314 Bay Street North East within the highly sought after community of Gateway Mobile Home Park! The updates for this home are endless including: New Electrical Panel Updated Water Heater All New Flooring And Subflooring Throughout Home New Vapor Barrier 4 New Mini Split AC Units All New Windows Throughout Home Recently Sealed Roof Extended Storage Shed Updated Kitchen Appliances Updated Laundry Units Updated Kitchen Cabinets Coming Fully Furnished With High End Furniture Fully Rebuilt Bathroom Located on a quiet back street of the park this home has it all and has a motivated Seller ready to make a deal! All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Measurements are approximate. Lot rent is approximate and subject to change

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
6/10
Fitzgerald Middle SchoolGrades 6-85.6 mi
3/10
Pinellas Park High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1966

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Laundry
  • Flooring: Laminate
  • Finished area above ground: 0

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • On leased land: Yes
  • Lease amount: 700

Features

  • Stories: 1
  • Pool features: In Ground
  • Patio & porch: Covered Porch,Open Porch
  • Has view: Yes
  • View description: Park
  • Frontage length: 0

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Cold Wave
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $197$2,364
Home Insurance *$9$108
Property Taxes $24$288
Electricity $197$2,366
Total$427$5,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,640/yr
40% on housing$12,810/yr
45% on housing$11,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33716$75
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33716$330
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Price change$34,000
2026-07-20Price change$39,000
2026-06-16Listed for sale$49,000

For Sale by Agent

AgentMark Kaiser
BrokerageThe Mobile Home Dealer

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