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1019 S Star St, Bonham, TX, 75418

2beds
2baths
1,312sqft
$130,000
$99price/sqft
$1,143/moest. monthly cost
$45,720/yrincome needed

About This Home

Spacious craftsman-style residence situated on an expansive 0.3-acre lot. This character-filled two-bedroom home offers a functional layout characterized by substantial room dimensions and high ceilings throughout, creating an open and airy interior environment. The floor plan includes a notably large utility and laundry room that provides excellent workspace and storage capacity. At the rear of the property, a practical vestibule serves as an efficient mudroom transition area before opening to the exterior. A defining feature of this property is the generous 0.3-acre lot. The gorgeous backyard provides significant privacy and a versatile footprint for future outdoor improvements, landscaping projects, or potential expansions.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
Evans Elementary SchoolGrades 4-60.3 mi
5/10
Rather L High SchoolGrades 7-80.2 mi
3/10
Bonham High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Open Floorplan
  • Flooring: Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,312 sqft

Living Room

  • Level: First
  • Dimensions: 13 x 13

Master Bedroom

  • Level: First
  • Dimensions: 13 x 12

Property

Details

  • Parcel number: 000000092448

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Other
  • Fencing: Barbed Wire,Back Yard

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 2,320 x 560

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$155$1,860
Property Taxes $93$1,116
Electricity $238$2,859
Total$1,143$13,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,188/yr
40% on housing$34,290/yr
45% on housing$30,480/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 75418$167
Fannin County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 75418$144
Fannin County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-16Listed for sale$130,000

For Sale by Agent

AgentAllie Hernandez
BrokerageeXp Realty LLC

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