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363 Union Avenue #53, Staten Island, NY, 10303

3beds
3baths
521sqft
$560,000
$1,075price/sqft
$3,682/moest. monthly cost
$147,280/yrincome needed

About This Home

This Condo Style Home Features 3 Bedrooms, 2.5 Baths, Eat In Kitchen & 1 Car Garage. The information provided is estimated to the best of our abilities at this time.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

3/10
Ps 44 Thomas C BrownGrades PK-50.3 mi
7/10
Is 51 Edwin MarkhamGrades 6-80.7 mi
2/10
Port Richmond High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen
  • Attic: None
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 521
  • Total interior livable area: 521 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Attached to another structure: Yes
  • Special condition: Auction,Real Estate Owned

Features

  • Levels: Three Or More

Parking

  • Total spaces: 1
  • Parking features: Assigned
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Richmond County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$195$2,340
Property Taxes $410$4,920
Electricity $246$2,954
Total$3,682$44,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,240/yr
40% on housing$110,460/yr
45% on housing$98,186/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,075This listing

vs Other Active Listings

Avg $/sqft

ZIP 10303$334
Richmond County$433

vs Homes Sold Last Month

Median $/sqft

ZIP 10303$406
Richmond County$449

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$560,000

Unknown Listed By

AgentTodd A. Yovino
BrokerageIsland Advantage Realty LLC

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