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4976 Ocean View Blvd, San Diego, CA, 92113

3beds
3baths
1,420sqft
$725,900
$511price/sqft
$4,590/moest. monthly cost
$183,600/yrincome needed

About This Home

Brand-new construction at Ocean View Terrace in San Diego's Diamond District. This modern three-story home offers 3 bedrooms, 2.5 bathrooms, a two-car garage, a fully paid solar system, and low HOA fees. Smaller private backyard designed for low maintenance and easy upkeep Designed for modern living, the open-concept floor plan features a spacious kitchen with a large center island that flows seamlessly into the living and dining areas, creating the perfect space for entertaining and everyday life. Contemporary finishes, abundant natural light, and energy-efficient features enhance the home's stylish design. The primary suite serves as a private retreat with its own balcony, walk-in closet, and en-suite bathroom. Additional features include a private outdoor patio area and energy-efficient mini-split heating and cooling. Conveniently located with easy access to Downtown San Diego, major freeways, Naval Base San Diego, and other major employment centers, offering exceptional connectivity throughout the region. Enjoy the benefits of brand-new construction, a fully paid solar system, low HOA fees, and the peace of mind of a 10-year builder warranty. Model home showings available Thursday evenings and Saturdays and Sundays, or by appointment. Builder incentives may be available for qualified buyers. Visit the model home during weekend hours to meet with the on-site preferred lender and learn about available financing programs and buyer incentives. Contact listing agent for details.

Getting Around

53
WalkingSomewhat Walkable
51
TransitGood Transit
43
BikeSomewhat Bikeable

Schools

2/10
Porter Elementary SchoolGrades K-60.3 mi
4/10
Knox MiddleGrades 6-80.4 mi
4/10
Lincoln High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Drywall

Other

  • Builder name: Ito Girard & Associates

Type & Style

  • Home type: Townhouse
  • Architectural style: Modern
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,ENERGY STAR Qualified Appliances,Electric Oven,Electric Range,Electric Water Heater,Disposal,Range Hood,Water To Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,Upper Level

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Breakfast Bar,Balcony,High Ceilings,Multiple Staircases,Open Floorplan,Stone Counters,Recessed Lighting,Wired for Data,All Bedrooms Up
  • Window features: Double Pane Windows,ENERGY STAR Qualified Windows,Insulated Windows
  • Flooring: Carpet
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Ductless,Electric,ENERGY STAR Qualified Equipment,Heat Pump
  • Cooling features: Ductless,Electric,ENERGY STAR Qualified Equipment

Interior Area

  • Total interior livable area: 1,420 sqft

Kitchen

  • Features: Stone Counters

Property

Accessibility

  • Accessibility features: None

Details

  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Features: Planned Unit Development

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,670$44,040
Home Insurance *$117$1,404
Property Taxes $405$4,860
Electricity $398$4,786
Total$4,590$55,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,371/yr
40% on housing$137,700/yr
45% on housing$122,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$511This listing

vs Other Active Listings

Avg $/sqft

ZIP 92113$473
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92113$565
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$725,900
2026-07-01Price change$729,900
2026-06-16Listed for sale$734,900

New Construction

AgentLiliana Garcia-Rivera
BrokerageNeighborhood Real Estate

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