101 Spinnaker Street #B, Elizabeth City, NC, 27909
About This Home
Welcome to 101B Spinnaker Street and easy coastal living in Tooley Harbor Villas! Whether you're searching for a primary residence, a second home, or a low maintenance lifestyle close to the water, this beautifully maintained, nearly new home offers the perfect blend of comfort, convenience, and community. Built in 2024 and tucked away on a quiet cul-de-sac in one of Elizabeth City's most desirable waterfront neighborhoods, you'll enjoy community amenities while being just minutes from downtown, the Coast Guard Base, and the NC/VA line. The open concept first floor is filled with natural light and offers a bright, welcoming atmosphere throughout. Large windows, modern lighting, and a sliding glass door create an airy feel while seamlessly connecting the living room, dining area and kitchen. The spacious living area provides plenty of room to relax, while the kitchen serves as the heart of the home with stylish espresso cabinetry, granite countertops, abundant storage, convenient pull out shelving in the lower cabinets, and a large center island with seating. Durable LVP flooring flows throughout the entire first floor, creating a cohesive and low maintenance living space. Upstairs, you'll find three spacious bedrooms and plush carpeting throughout for added warmth and comfort. The primary suite overlooks the community pond and features a tray ceiling, walk-in closet, and a private bath complete with dual vanities and a tiled walk-in shower. Two additional generously sized bedrooms, a full bath, and an upstairs laundry room complete the well designed second floor. Step outside to enjoy the fenced backyard and private concrete patio, offering a comfortable outdoor space for morning coffee, relaxing evenings, or spending time with family and friends. The attached one car garage provides additional storage and parking. Enjoy the benefits of low maintenance ownership, with the HOA handling front and side yard maintenance as well as exterior pressure washing, giving you more time to enjoy everything this waterfront community has to offer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding,Wood Frame,Stone Veneer
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Gas Cooktop,Electric Oven,Built-In Microwave,Refrigerator,Dishwasher
- Laundry features: Dryer Hookup,Washer Hookup,Laundry Room
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Walk-in Closet(s),Tray Ceiling(s),Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
- Flooring: LVT/LVP,Carpet
- Attic: Scuttle
Heating & Cooling
- Heating features: Forced Air,Natural Gas,Zoned
- Cooling features: Central Air
Interior Area
- Total structure area: 1,757
- Total interior livable area: 1,757 sqft
Kitchen
- Level: First
Laundry
- Level: Second
Living Room
- Level: First
Master Bedroom
- Level: Second
Property
Details
- Parcel number: 892304622219
- Zoning: R-8 CZ
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Patio
- Fencing: Back Yard,Vinyl
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
- Waterfront features: Water Access Comm
- Frontage type: See Remarks
- Living area range: 1600 - 1799
Lot
- Lot size: 0.25 Acres
- Features: Cul-De-Sac,Water Access Comm
- Lot size dimensions: TBD
Parking
- Total spaces: 1
- Parking features: Garage Faces Front,Concrete,Off Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hurricane
- Lightning
- Strong Wind
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pasquotank County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,638 | $19,656 |
| Home Insurance * | $140 | $1,680 |
| Property Taxes | $172 | $2,064 |
| Electricity | $200 | $2,405 |
| Total | $2,150 | $25,800 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $324,000 |
| 2026-06-16 | Listed for sale | $329,900 |
View on Zillow