2610 S Belmont St #A, Ashland, KY, 41101
About This Home
Located on a beautiful, level lot in South Ashland, you'll find this lovely ranch home featuring 3 bedrooms and one and one-half baths. Plentiful oak cabinetry in spacious country kitchen offering range, refrigerator, dishwasher and lots of counter space plus an office space. Formal living room and dining room combined which has access to a lovely covered patio. Basement offers a family room with a fireplace that could also serve as a 4th- bedroom if needed; it needs some TLC but has lots of potential. It also has lots of storage space. There's a one car garage attached with outside access. The fenced backyard is a perfect play area and has a separate dog run. Don't miss this one.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Refrigerator
Basement
- Area: 600
Basement
- Has basement: Yes
- Basement: Unfinished
Bathroom
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Cooling
- Cooling features: Central Air
Dining Room
- Level: Main
Family Room
- Level: Basement
Features
- Finished area below ground: 600
- Finished area above ground: 1,536
Interior Area
- Total structure area: 2,136
- Total interior livable area: 1,536 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Lot
- Lot size: 9,900 sqft
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $159 | $1,908 |
| Property Taxes | $125 | $1,500 |
| Electricity | $154 | $1,850 |
| Total | $1,398 | $16,776 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-17 | Listed for sale | $189,900 |
View on Zillow