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2627 Mill St, New Woodstock, NY, 13122

5beds
2baths
2,512sqft
$99,000
$39price/sqft
$1,137/moest. monthly cost
$45,480/yrincome needed

About This Home

Charming small-town setting meets flexible multi-generational living in this New Woodstock property with a full in-law suite. This spacious residence offers the main living quarters plus a private in-law suite — ideal for extended family, guests, or a home office/studio setup. Both the main area and the suite are ready for a full cosmetic and mechanical update, giving you the chance to customize every detail to your taste while building instant equity along the way. Tucked into the quiet hamlet of New Woodstock, you're just a short drive from Cazenovia and the greater Syracuse area, so you get small-town peace without sacrificing convenience. Great bones, endless potential — bring your contractor and your vision.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
10/10
Cazenovia High SchoolGrades 8-125.9 mi
6/10
Cazenovia Middle SchoolGrades 5-75.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1870

Materials

  • Foundation: Stone
  • Construction materials: Composite Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Two Story
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Oil Water Heater,See Remarks

Basement

  • Has basement: Yes
  • Basement: Dirt Floor,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Separate/Formal Living Room,Country Kitchen
  • Flooring: Other,See Remarks

Heating

  • Heating features: Oil,Forced Air

Interior Area

  • Total structure area: 2,512
  • Total interior livable area: 2,512 sqft

Property

Details

  • Parcel number: 25228914600800010270000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway,Gravel Driveway

Lot

  • Lot size: 6,534 sqft
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 81 x 92

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters in Madison County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$59$708
Property Taxes $163$1,956
Electricity $415$4,981
Total$1,137$13,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,982/yr
40% on housing$34,110/yr
45% on housing$30,320/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$39This listing

vs Other Active Listings

Avg $/sqft

ZIP 13122
Madison County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 13122$111
Madison County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Contingent$99,000
2026-06-17Listed for sale$99,000

For Sale by Agent

AgentGlenn Riemenschneider
BrokerageeXp Realty

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