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3302 BAY CLUB CIRCLE #3202, Tampa, FL, 33607

1beds
1baths
964sqft
$279,000
$289price/sqft
$2,011/moest. monthly cost
$80,440/yrincome needed

About This Home

Tucked along the shores of Tampa Bay in the gated Island Club at Rocky Point community, this third-floor end-unit condo offers 964 square feet of thoughtfully designed living space plus a deeded one-car garage, in one of the area's most sought-after waterfront enclaves. Inside, an open floor plan combines the living and dining areas beneath a tray ceiling, with crown molding and built-in features for a polished, upscale feel. The kitchen comes complete with a full appliance suite, refrigerator, range, microwave, dishwasher, washer, and dryer, all included. The primary bedroom offers a peaceful retreat with a spacious walk-in closet, and the adjoining bath rounds out the suite. Step outside to your own private balcony, a quiet spot to enjoy partial bay views with your morning coffee. As an end unit, this home benefits from extra natural light and added privacy, a quiet perk you'll notice the moment you walk in. And the community itself is reason enough to call this home: residents enjoy a heated saltwater pool, a separate in-ground spa, a fully equipped fitness center, a sauna, and outdoor grilling and shower stations, all just steps from the water. A private community fishing pier stretches out over Tampa Bay, offering front-row views of passing wildlife and the downtown Tampa skyline in the distance. Set just off Rocky Point, this gated community is minutes from Tampa International Airport, Westshore, and downtown Tampa, with easy access to some of the city's best waterfront dining. Two pets up to 35 lbs are welcome here too, making this a wonderful fit for buyers and their four-legged companions alike.

Getting Around

31
WalkingCar-Dependent
0
TransitNo Nearby Transit
51
BikeBikeable

Schools

5/10
3/10
Webb Middle SchoolGrades 6-82.6 mi
3/10
Jefferson High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Range,Refrigerator,Washer
  • Laundry features: Laundry Closet

Balcony Porch Lanai

  • Level: First
  • Area: 45
  • Dimensions: 9x5

Bathroom1

  • Level: First
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 182
  • Dimensions: 13x14

Features

  • Built-in Features,Crown Molding,Living Room/Dining Room Combo,Open Floorplan,Thermostat,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Outdoor Grill,Outdoor Shower
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Vinyl
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,044
  • Total interior livable area: 964 sqft

Kitchen

  • Level: First
  • Area: 1400
  • Dimensions: 100x14

Kitchen

  • Level: First
  • Area: 120
  • Dimensions: 12x10

Living Room

  • Level: First
  • Area: 221
  • Dimensions: 17x13

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 168
  • Dimensions: 12x14

Property

Details

  • Parcel number: A14291789G00000303302.0
  • Zoning: RM-24
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Chlorine Free,Heated,In Ground,Lighting,Outside Bath Access,Salt Water,Tile
  • Exterior features: Balcony,Lighting,Outdoor Grill,Outdoor Shower,Sauna,Sidewalk
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Bay/Harbor - Partial
  • Has water view: Yes
  • Water view: Bay/Harbor - Partial
  • Waterfront features: Bay/Harbor Front,Bay/Harbor Access,Fishing Pier

Lot

  • Lot size: 4 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Cold Wave
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$209$2,508
Property Taxes $195$2,340
Electricity $197$2,366
Total$2,011$24,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,948/yr
40% on housing$60,330/yr
45% on housing$53,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 33607$239
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33607$304
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$279,000

For Sale by Agent

AgentMarianne Knowles
BrokerageREAL BROKER, LLC

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