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96 A St, Montgomery, WV, 25136

4beds
2baths
1,504sqft
$80,000
$53price/sqft
$745/moest. monthly cost
$29,800/yrincome needed

About This Home

Disregard listing price. Property will be sold at auction. 4 bedroom/2 Full baths. 1504+/- SF. 0.08+/- Acres (as assessed). Built 1938. Covered front porch. Oversized living room. Formal dining room. Main floor primary suite with ensuite bath. Gas heat/central air. Public water and sewage. Property will be sold by public auction ending Wednesday, July 22nd at 6PM. Online Bidding Only. Please visit Joe R. Pyle Auctions website for information on how to bid.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

--
Valley Elementary SchoolGrades PK-52.3 mi
--
Valley High SchoolGrades 6-122.3 mi

Construction

Condition

  • Year built: 1938

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,504

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central

Interior Area

  • Total structure area: 1,504
  • Total interior livable area: 1,504 sqft

Property

Details

  • Parcel number: 1003028L00350000
  • Lease amount: 0
  • Special condition: Auction

Features

  • Stories: 2

Lot

  • Lot size: 3,484 sqft

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Landslide
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$124$1,488
Property Taxes $36$432
Electricity $181$2,178
Total$745$8,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,542/yr
40% on housing$22,350/yr
45% on housing$19,866/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.0%
-5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$53This listing

vs Other Active Listings

Avg $/sqft

ZIP 25136$45
Fayette County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 25136$81
Fayette County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Unknown Listed By

AgentKeith Hare
BrokerageJoe R. Pyle Complete Auction and Realty Service

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